Financial Help?

Question

So I found out Im expecting today. Im very excited, but where can I go for help with the bills I know are coming? My insurance doesn't cover maternity and no one will insure me now that I am pregnant. Does maternity card help? I make decent money, will that disqualify me from medicaid if I apply for it? what is WIC? any help at all will be greatly appreciated.

Answer 1

Well, with the medicaid, I believe being pregnant makes you automatically qualified. I know that when I called them when I was about 5 months pregnant, I didn't even tell them my income until after they told me I qualified, but it could be different in your state. Many people have a primary insurance, and then use medicaid as a backup, to cover what their primary does not. When I applied, they even went back about a month and paid all of the medical bills that were incurred before I called.

As for WIC, I am on that, too. It stands for Women, Infants, and Children, and it is a lot like foodstamps. They will give you vouchers for things that you really need, like milk, eggs, cheese, cereal, and juice, and when you stop breastfeeding (they really encourage you to nurse your baby for the first year) they give you vouchers for cans of formula.

You can look it up on the internet or in your phonebook, but there should be a WIC office and a Department of Family and Children office (you apply for medicaid through them) in your area.

Hope that helps!

Good luck, and congratulations on your pregnancy! My little man just turned a year old, and it's so wonderful to have him.

Answer 2

Medicaid makes it impossible to qualify. In Va you can't make more than 1400 a month so if your making much more than that forget it. WIC only helps with food. And really there not that much help they give you some milk cereal eggs and cheese. What you can do is go to the health dept, they are there for those who do not have insurance and they will see you at a low cost if any.

Answer 3

There are insurance companies that specialize in pregnancy coverage. Go on some pregnancy web sites or boards and you will see some advertisments for this insurance...

Medicaid will cover you if your income falls within the specific parameters. Go to your state's web site and there should be a link to their medicaid system--some of them have a form to fill out that will tell you if you qualify.

WIC is not insurance. WIC is like food stamps in that it pays for milk and some food for you and baby. It also requires that you take parenting classes.

Answer 4

You will for sure get care from the state...just call your local state information line usually in the front of the gov. listings in the phone book. Here in Wisconsin you get Badger care up to 1 year after baby is born, and WIC is a food stamp and assistance program...at least here in Wisconsin. You'll get tons of help...ask the local hospital to give you info...the one I work at has lots of phamplets. Based on you making decent money you might not qualify for WIC, or Medicaid.

Answer 5

Assistance can vary from state to state however, financial aid (welfare) was created for people that don't make decent money. WIC will give you monthly food voucers, but they won't pay any of your bills. Start saving your vacation time, ask your employer about laying you off when you have the baby...that way you could probably collect unemployment.

Answer 6

WIC (WOMEN, INFANTS, AND CHILDREN)...I WOULD START THERE.

http://www.fns.usda.gov/wic/



This website is maintained by the Food and Nutrition Service (FNS), a Federal agency of the U.S. Department of Agriculture, responsible for administering the WIC Program at the national and regional levels.

About WIC - our mission, WIC at a Glance overview, how WIC helps, and laws and regulations.
How to Apply for WIC - eligibility requirements, income eligibility guidelines, and contacts for WIC in your area.
Resources - studies, reports, and resources for citizens and health and nutrition professionals.
Benefits & Services - Revitalizing Quality Nutrition Services (RQNS) including nutrition services, VENA, and breastfeeding promotion, as well as immunization screening and referral, and food package information.
Funding & Program Data - links to participation data, grant levels by state, food cost reports, and racial/ethnic data.
EBT/MIS - Electronic Benefits Transfer in the WIC Program and documents and projects regarding Management Information Systems for WIC State agencies.
Topics A to Z - check this area for an index of subject areas and links.

Answer 7

if you are a single parent you should qualify for medicaid , and wic is where you get vouchers for milk, eggs, cheese , and baby formula when the baby gets here and believe me that helps formula is around 150.00 just for a case and they provide you with 2 cases and 10 extra cans but, it will help .just apply for it and can't hurt to try i bet you will get it