2007-02-22 15:32:57 · 13 answers · asked by Anonymous in Politics & Government ➔ Law & Ethics
I think they should get rid of all of the hidden costs they put in fine print Such as annual fees just for having their card monthly service fees and ridiculous over limit fees such as charging a $35 over limit fee for being over limit by less than $1 also the interest rates on a lot of cards is Way to high some are over 27%
2007-02-22 15:53:33 · answer #1 · answered by bisquedog 6 · 1⤊ 2⤋
Take some time to think of over each and all of the data. If the credit card account is in the two names and additionally you are the widely used holder, you will possibly be held for the steadiness owed. you will possibly be able to desire to close the account NOW. next, did she preserve her call at then end of the divorce or did she substitute it lower back to previously you the place married? If her actual, cutting-edge call isn't comparable to on the cardboard, she then committed fraud. on the time of divorce, did you each and each conform to end all joint economic transactions? (must be on your contract papers) if so, she has committed a fraud additionally, record a letter with the credit card corporation, pointing out the above (if actual) with copies of your contract papers. (the decree could be break away the contract) yet remember; all states are diverse. DO touch a attorney. If she has no longer committed any fraud, you're in charge for the steadiness. Do get the account canceled.
2016-10-16 07:20:44 · answer #2 · answered by ? 4 · 0⤊ 0⤋
I think credit card companies who are rolling the interest rates over, and also charging usery rates they offer to people who are new to the credit card system who do not do any investigation as to capability to repay credit card loans should shoulder a part of the responsibility for their irresponsibility in loaning money to people who often are incapable of repaying the amounts they loan them. I was offered 130 thousand dollars in credit card loans one year and I worried greatly about someone getting any of those offers I never requested accidentally and defrauding my credit that way. I think they should be much more responsible and held to it legally.
2007-02-22 15:38:58 · answer #3 · answered by Faerieeeiren 4 · 2⤊ 0⤋
If you look into the the Banking Bill that was passed I think last year by the Congress, you will find that the credit card companies and the Republican Congress made sure that it is perfectly legal to do so --that democrats like Biden Clinton and other voted for it too is a disgrace.
2007-02-22 15:43:08 · answer #4 · answered by Anonymous · 0⤊ 2⤋
Last time I checked, no one is being forced to apply for credit cards. I wish I never had.
2007-02-22 15:38:01 · answer #5 · answered by MacLeod_73 4 · 2⤊ 0⤋
It is totally immoral and should be illegal, but since it's not illegal, then no, they should not be held legally responsible. People have no self control and dig their own graves in that regard. It should be illegal to be that stupid.
2007-02-22 15:44:16 · answer #6 · answered by Anonymous · 1⤊ 1⤋
no way. just like cigarette companies shouldn't be held responsible for giving people cancer
2007-02-22 15:40:48 · answer #7 · answered by Anonymous · 2⤊ 0⤋
Nope. How is it their fault that you can't control your finances? I don't have a credit card. Thankfully.
2007-02-22 15:38:20 · answer #8 · answered by Anonymous · 3⤊ 0⤋
no...but they should be held responsible for offering countless millions of cards to people who neither want them, nor qualify for them
2007-02-22 15:36:30 · answer #9 · answered by Anonymous · 2⤊ 1⤋
No. Everyone is responsible for their own debts.
2007-02-22 15:42:59 · answer #10 · answered by Michael E 5 · 1⤊ 0⤋