question on stop payment on check?

Question

I have a question. A couple of days ago I wrote a check of $50 for some magazine subscriptions. Later I changed by mind (had reason to worry over the magazine company) and contacted the company saying that I wanted to cancel (I was still within the 3 day period given for cancellations). As an extra precaution, I stopped payment on the check. Today, I was contacted by the magazine company saying that they hadn't cashed the check yet and therefore they would just destroy it instead of going thru the trouble of issuing a refund. So here's my question, since I contacted the company over the cancellation and, if all goes as promised, no one should ever have any claim over that money, is there any reason to worry that there might be any legal problems over the "stop payment" later on? I hope I was clear enough to understand what I'm saying.

Answer 1

Just as long as you have proof of this last conversation where they said they would destroy the check. Write down date and time, and with whom you had this conversation. Then you should be good.

Answer 2

You are okay. You cancelled the contract within the legally prescribed amount of time, and if they are a legitimate company, they should not have deposited the check until that time passed. You did not accept any goods or services that were not paid for. And finally, if all else fails, tell them that they said they were going to destroy the check, but you didn't want to take any chances that it might accidently be found or stolen by someone before it was destroyed.

Answer 3

No, what you did is legal because you never actually recieved the product you paid for.