I was going 40 mph in a 35 mph zone (I live in Ohio) when a van turned left in front of me at a 4-way intersection. We each had a green light. The police officer handling the case cited the other people but their insurance company (state farm) say's they don't have to pay me anything because they have a deputy sherriff (off-duty at the time) that says "he thinks" I was doing twice the speed limit. (He was sitting still at the red light to the side) I have $25,000 in hosp. bills and my lawyer and insurance company aren't doing anything to help. So I'm trying to get some answers. (I only had liability on my vehicle)
2007-02-22 09:55:28 · 8 answers · asked by rzr613 1 in Politics & Government ➔ Law & Ethics
If you are in a no fault state your bills have to be paid by either your insurance or theirs. Otherwise it is up to your lawyer. If he/she isn't cutting it then get another one.
Here is a site that may help you out. http://www.statefarmstillsucks.com
I have nothing but horror stories on how snake farm treated me, and I had them as an insurance company for over 15 years. Check out the site link for more on what you can expect in the coming months/year.
Get a good lawyer and get one now. Best of luck!
2007-02-23 07:47:28 · answer #1 · answered by aGhost2u 5 · 0⤊ 0⤋
Ohio is not a no-fault state. But - you should make certain that when you purchased your auto insurance you didn't purchase medical payments coverage. This would cover your medical bills.
To get payment from the other insurance company, since they are taking the position that the accident was your fault, you will have to file suit. Your lawyer will need to handle this for you.
2007-02-24 10:46:59 · answer #2 · answered by Anonymous · 0⤊ 0⤋
If you did not receive a ticket for speeding and the other party was the cause of the accident then State Farm should pay. However, you may have to sue them in order to collect. Additionally, your lawyer should be working for you. You might want to try writing your State Insurance Commissioner including the accident report and copy of correspondence from State Farm along with your letter. Sometimes this may result in your favor. Good Luck!! Stephen L.
2007-02-22 10:03:35 · answer #3 · answered by STEPHEN L 1 · 0⤊ 1⤋
Get a new lawyer and yes they have to pay for your medical bills. If it's the other parties fault, they are liable. If their insurance won't pay, sue them directly for medical damages. They'll make their insurance take care of it when they get the summons. The he thinks statment is speculative and can be contested. You need to fight like an insurance company to win, Dirty.
The Syko Ward
2007-02-22 10:01:20 · answer #4 · answered by The Syko Ward 5 · 0⤊ 0⤋
You may need to take them to court- If the other person was at fault and they do not have any proof of how fast you were going (whether that was 40 or 65) the driver that caused the accident is liable- which means that his/her insurance should be paying for your damages and medical expenses. I would suggest to get yourself a new attorney and see what he/she can do.
2007-02-22 10:03:18 · answer #5 · answered by Anonymous · 0⤊ 0⤋
if the other person was at sole fault i would think that their insurance company would have to pay, but i dont know much about the laws so youd be best pushing for answers from your lawyer. if there was money in the case id think he'd be going after it
2007-02-22 09:59:00 · answer #6 · answered by Anonymous · 0⤊ 0⤋
YOUR INSURANCE HAS NOTHING TO DO WITH IT YOU COULD HAVE HAD NO INS AND YOUR DOC BILLS SHOULD STILL BE PD BY OTHER PARTY B/C IT WAS THEIR FAULT OR YOUR LAWYER SHOULD AT LEAST GET THEM TO DO A SETTLEMENT WHERE YOU GET SO MUCH FOR PAIN, SUFFERING AND POSSIBLY LOST WAGES (TIP: IF THEY PRESENT IT FOR LOST WAGES WILL HAVE TO PAY TAXES ON IT FOR PAIN AND SUFFERING OR LISTED AS MEDICAL EXPENCE YOU DONT) AND THEN THE HOSPITAL OR DR WOULD GET A SETTLED AMT ALSO.. YOU MAY NEED A NEW LAWYER..
2007-02-22 10:51:15 · answer #7 · answered by crystald1683 1 · 0⤊ 0⤋
If they do not pay and your lawyers are not doing anything to get them to pay, then it is time to hire new lawyers. I would get one of those bulldog lawyers with the lousy tv comercials, they might be bad actors but they always "get money for you", or however the ads go..
2007-02-22 10:03:41 · answer #8 · answered by corryglory 4 · 0⤊ 0⤋