Has anyone here won bank charges back from their banks?

Question

What happened? How long did it take? I have just started mine now, sent off 1st template letter!

Im talking about every charge from the past 6 years! Like the advice on http://www.moneysavingexpert.com/cgi-bin/viewnews.cgi?newsid1141050760,24632

after that court case said that the banks have been in the wrong all this time - the biggest win back so far is £17,500

Answer 1

I just got mine back!! I had 1800 pounds in bank changes plus 400 pound statutory interest at 5% which makes 2200. I sent off my 1st template letter plus my list of charges including interest and about 4 weeks later I got a letter from the Halifax defending it's bank charges but at the bottom of the letter they offered me a goodwill settlement offer of 1603 pound! I accepted and I just cashed my cheaque yesterday and promptly went to the pub for a pint which tasted dam good!!!
Word of warning they approved my settlement at 9am and closed my bank account at 10am so make sure you have got another bank account before you accept their offer.
Good Luck

Answer 2

They might be talking about charges that are more than five dollars, like a bank over-draft. The only way to prevent giving your bank more money than you should - is just be more responsible/keep an an eagles eye on your account.

Answer 3

Got charged 30 quid for going overdrawn £20. Went to bank asked to speak to someone, they took my card looked at my account and said, 'You've never been overdrawn before, so we put the money back in' Couldn't believe it and I hadn't even spoken. Less than a minute! Well impressed!

Answer 4

If you give more details I could perhaps tell you if you would win.. I am a bank employee that handles bounced checks as well as research and proof operations. What kind of charges are you trying to win back?

Answer 5

I was charged $25.00 for an NSF check once, when I should not have been charged. It was the bank that screwed up and not me. I just went to the teller and raised hell and the bank reversed the charges right there and then.

Answer 6

Yep - I got £2k back.

It took about 5 weeks in total from sending the first letter to the money getting into my account.

You'll find that they'll offer you a "goodwill" payment of less than you're asking. Don't accept it - they will pay you every penny if you hold out.

Answer 7

your lucky,i like to know which bank that is cuz once my bank accidently took $200 of my account into another unknown account.I called and complained what the heck happen to my $.they just appologized and deposit the money back into rightful account.it took almost 2 weeks for the whole transaction.ah well hopefully won,t happen to u.

Answer 8

to the person above over in the uk its £39 not 5 poxy dollars and i have but it was my first one i didnt need to send letters depends what bank your with too also my friend got £200 quids worth back but it took ages thats cos she was writing cheques for like a few quid twice in the one shop once and she got 2 bank charges for it cos she thought her wages were in but they werent best of luck neways cos i F**kin hate bank charges lol

Answer 9

Within 2 weeks of sending a letter i was informed that Barclays would reimburse me my £30 as a " goodwill gesture!!"

Answer 10

yes and I worked for the bank at the time, I took out a cash advance and the next teller did an advance for a customer and it went on my card. Took them a month to fix it and i kept hasseling them until they fixed it. If you don't breathe down their necks it will take much longer for them to fix it.