When to get a financial planner?

Question

I was wondering when is the best time to get a financial advisor - I have just started my first 'real job' and I read a lot on personal finance; however, I always believe a professional opinion is sometimes priceless as opposed to learning the hardway. Should I wait to amass 100k in net worth (which would probably take a long time) Do financial planners even consider you when you don't have 100k? Please let me know. Thanks

Answer 1

That's great you read a lot about personal finance. If you are looking for more reading, Suze Orman has a lot of great books that cover a variety of personal financial topics. It is good to talk with a great financial planner any time.

Just ask your friends or family to recommend a good one that they work with or interview some Certified Financial Planner(tm) Professionals. You can find one in your area here: http://www.cfp.net/search/. Some have minimums, but others do not. A good advisor is worth the fee, but beware, there are some bad ones out there too. Always best to rely on yourself.

Answer 2

Right now. Your investment decisions are only the tip of the iceberg; there's much more to discuss. Get started right; and congratulations on your wisdom.