2007-02-21 18:03:39 · 8 answers · asked by Anonymous in Politics & Government ➔ Law & Ethics
I used to work in a bank. If you are able to sign checks independently then you are able to close the account independently. Only if the account requires both signatures for withdrawals would you require both individuals to be present.
2007-02-21 18:11:57 · answer #1 · answered by djk 4 · 0⤊ 0⤋
Arcadepal actually presents the answer.
To close a joint checking account without the other account holder simply
1. Withdraw ALL the money from the account first!
Unless the account is restricted that both account holders be present to remove the money (or two signatures on a check are required), simply withdrawing all the money from the account typically will allow only one individual on a joint account to close the checking account.
2007-02-21 18:13:01 · answer #2 · answered by hsueh010 7 · 0⤊ 0⤋
Yes, the concept of joint ownership of anything provides that each joint owner is entitled to an undivided interest in the whole thing that is jointly owned. As a person with an undivided interest in the whole account, you could close the account without the other person being present. Maybe makes you want to think a little about who you trust doesn't it?
2007-02-22 04:29:12 · answer #3 · answered by docholiday 2 · 0⤊ 0⤋
First, tell your guy. If he won't assist you study and improve on a similar time as you handle this, he's not the excellent suited guy for you. 2d, get a replica of all your credit comments. discover out what you appear like financially and if every physique has opened credit on your call. next, call the pupil own loan human beings. tell them what you could discover the money for, get an handle and initiate month-to-month money. Ask for a forbearance. that forestalls the interest. flow to salliemae. Com to work out pupil loans and their words, your techniques, etc. Get knowledgeable on your difficulty. flow on your financial enterprise and ask for help and path. Get this individual out of your existence, till they are the co-signer. Your co-signer has been contacted and could pay in case you won't be able to, or it is going to destroy their credit as properly. If this weirdo is the co-signer, they could pay!
2016-11-24 23:24:40 · answer #4 · answered by Anonymous · 0⤊ 0⤋
If the account has money in it no if it does not you should have no problem
-Arcade
http://truerepublican.10.forumer.com/
Take some time to sign up =D
2007-02-21 18:07:40 · answer #5 · answered by Hawtman1092 3 · 0⤊ 0⤋
Yes, It does not mean 50/50.
2007-02-21 18:18:48 · answer #6 · answered by Anonymous · 0⤊ 0⤋
No! But he is right about withdrawing all the money! I would assume you leave yourself open in civil court though!
2007-02-21 18:20:35 · answer #7 · answered by cantcu 7 · 0⤊ 0⤋
I don't think you can...unless the other person has passed away.
2007-02-21 18:07:16 · answer #8 · answered by MSJP 4 · 0⤊ 0⤋