Do I need a Social Security Number to open a U.S. bank account?

Question

I live in Canada, but get paid for freelance work by American sources so having a U.S. bank account would be cheaper and easier.

Answer 1

If it is an account that pays interest, you will need a U.S. tax I.D. number - You can get one, even though you are not a U.S. Citizen. or legal resident of the U.S.

It is possible that a U.S. bank will allow you to open a non interest paying checking account without a Tax I.D. number- but since 9/11 and the Patriot Act, it may no longer be possible.

Go to the IRS web site (www.irs.gov) and download form SS-4 (Application for Tax I.D. number) - I am not sure if this is the proper form to use for a non resident - but it is a good starting point.

Answer 2

You say you have dual citizenship. Do you have 2 passports also? I don't understand the others answer about the USA not recognizing dual ones for one in our family has 2. Why would you want to vote here when you have been gone so long and are not really affected to the outcome of them? To get your SS # you would just need birth certificate and perhaps another form of ID. To open a bank account you would have also need of some form of ID. For the drivers license I don't think it will be possible though. You have to take a written test, a drivers test and before you can do that you have to show proof of where you live (in state), a state car tag on the car for the drive test, and proof of insurance. In Indiana I even had to have my car titled in that state to get my tag and then drivers license.

Answer 3

Yes you do have to have SS# to open a checking account!

Answer 4

In the long run stocks, bonds and securities are wiser investments

Answer 5

yes you need it for tax purposes