2007-02-20 22:51:46 · 5 answers · asked by babygirlspoiledbabygirl 1 in Business & Finance ➔ Personal Finance
you should try TCF bank if ther is one by yuo. $100.00 to open a account and no minimum balance after that. Be careful not to overdraft your account they will hit you with large fees. They are also open 7 days a week.
If there is no TCF bank by you, i would sugest jut going to as many banks as piossibile and picking up some information on checking accounts. They all should have some brocheures readily available
2007-02-20 22:57:54 · answer #1 · answered by Aaron C 1 · 0⤊ 0⤋
I like Wells Fargo. The offer embers checking to certain businesses, so you may check and see if your employer qualifies for members checking. With that you actually get interest on your checking wiht no min balance, free cashiers checks, online bill pay is free, free online banking.
I have heard and read alot fo good things about Washington Mutual. They do offer totally free checking and I think have a debit card upgrate that pays you per transaction....check it out at www.wamu.com
I don't recommend Bank of America, tons of fees, and a lot of local/regional banks do seem to charge more fees
2007-02-21 09:30:56 · answer #2 · answered by Anonymous · 0⤊ 0⤋
Wachovia is another good bank. They have free checking accounts. It's a minimum $100.00 opening deposit or $50.00 if your a student, with no monthly service fees.
2007-02-21 09:48:57 · answer #3 · answered by Brianne B 1 · 0⤊ 0⤋
In my experience, and the experience of most of my friends, Washington mutual is the best bet, especially if you don't have much money, and don't have direct deposit. You can even open an account online, just go to www.wamu.com
2007-02-21 07:02:07 · answer #4 · answered by evil_kandykid 5 · 0⤊ 0⤋
Go to a bank where there is free checking as long as you have a positive balance. Tell them: I'd like to open a checking account. Bring money to deposit...they may require an initial deposit of $50.
Welcome to the real world.
I do not suggest TCF.
Washington Mutual sometimes runs promos where they pay you $100 if you open a checking account with them.
CHASE bank has free checking and it costs $50 or less to open it...that $50 goes into your account...it's not a payment.
So what I'm trying to say is...
DO NOT PAY FOR A CHECKING ACCOUNT.
2007-02-21 06:58:08 · answer #5 · answered by The Business Viking 2 · 0⤊ 0⤋
go to a Credit Union, they usually have no fees or a lot fewer fees for most everything in simple banking
2007-02-21 07:01:29 · answer #6 · answered by an_articulate_soul 4 · 0⤊ 0⤋