I am 20 years old, I will be moving in 1 month and I am totally freakin out, lol. I am unsure about this approval for an apartment thing. I don't know about my credit, I have unpaid hospital bills but nothing really serious. I really need this apartment and I am nervous and worried I won't ever get approved for any apartment. Anyone have any advice on what I could do?
2007-02-20 14:08:48 · 8 answers · asked by Anonymous in Business & Finance ➔ Renting & Real Estate
Oh, and I am going to be moving out of state, damn I should have said that, yeah but I will be moving out of state.
2007-02-20 14:24:03 · update #1
Have one of your parents co-sign on the lease. That way the landlord/rental agency is guaranteed another source of payment if worse comes to worse.
2007-02-20 14:21:53 · answer #1 · answered by Susan 3 · 0⤊ 0⤋
My best recommendation is to be totally up front with the apartment manager. Let them know this is your first apartment. Show verifiable employment and provide the name of someone at work who will verify your employment and give you a recommendation as responsible and reliable. If it is a large complex, then they are likely to just use a service that checks references. Unless you have negative credit you'll be fine. The hospital bills won't show up unless you have been sent to collections. If your credit cards/car payments are up to date, your credit should be fine. If you don't have any bounced checks or bad reports from your bank, that will be good too. If you don't get the apartment, check into a small complex, four plex or something, because that is likely to be owned by an individual owner, instead of a corporation. An individual owner is more likely to work with you, even if your credit isn't perfect. Plus they won't have all the "fees" associated with getting the apartment (credit checks, move in fees, etc). Best of luck to you!
2007-02-20 14:15:02 · answer #2 · answered by Susan B 3 · 0⤊ 0⤋
Depends on where you live. In Atlanta, all they did was make me pay for insurance before they let me in. It cost me about half a month's rent. In chicago, where I live now, they usually ask for an extra month's rent as security if your credit isn't good. There's usually ways around credit problems. The big thing is if your job's enough to afford the place. I have gotten refused for an apartment because of that reason before. i think the norm is your rent should be no more than 1/3 of your total income. Hope this helps.
2007-02-20 14:13:50 · answer #3 · answered by bosco6159 4 · 0⤊ 0⤋
A private rental place won't care about your unpaid medical bills. A big name complex that runs a credit check will. If you have a job with a steady income and can afford the rent easily, then you have nothing to worry about.
2007-02-20 14:18:24 · answer #4 · answered by Mariposa 7 · 0⤊ 0⤋
If this is an apartment from a private rental not an apartment complex etc. I wouldn;t worry about the unpaid doc. bills. etc.
2007-02-20 14:12:51 · answer #5 · answered by spideyrealestate 2 · 0⤊ 0⤋
Your grandma makes $1700, extra or less a a million/3 of 1700, is about $560 to $570. financial ruin would no longer harm if she has her deposit money. yet when the financial ruin encompasses a foreclosures or apartment cost off you receives it on condition that hte position of abode has many vacancies.
2016-12-04 10:53:33 · answer #6 · answered by endicott 4 · 0⤊ 0⤋
well appy befor you go see what happens...worried for what nothing you can do about it..find out where your at by applying
there are always ways around it also. Lots of places are desperate for tennants and if you look respectable they will give it to you...some never check into your credit....Lets
2007-02-27 08:58:34 · answer #7 · answered by letsget_dangerous 4 · 0⤊ 0⤋
Why move? Mooch off of mom and dad as long as ya can.
They probably wasted tens of thousands of $$$ on ya while you were screwing off at "college" for 4 years. Another 5 or 10 years won't matter to them.
2007-02-20 14:13:21 · answer #8 · answered by Brad 2 · 0⤊ 1⤋