How do you think victims of fraud feel after they have been targeted.( including ins.,cc,check,tax frauds)?

Question

What kind of sociological & psychological ramifications you think a person goes through as a victim.

Answer 1

My daughter was recently the victim of identity theft. I had encouraged her to apply for a credit card and it was denied. We then checked her credit report. You can access a free copy at www.annualcreditreport.com. We discovered we could not access two of them since we did not have the information the person who stole her identity gave. The one that we could access had a chase credit card listed that she doesnt have.

For anyone that doesnt know what to do here are some tips.

Contact the various credit card companies and have a 90 day fraud alert put on your credit card. The numbers appear below:
TransUnion: 800-888-4213, www.tuc.com
To report fraud: 800-680-7289
TDD- 877-553-7803
Experian: 888-EXPERIAN, www.experian.com
To report fraud: 888-397-3742
TDD- 800-972-0322
Equifax: 800-685-1111, www.equifax.com
To report fraud: 800-525-6285
Hearing impaired: Call 1-800-255-0056 AT&T hearing impaired line. Ask the operator to call the Auto Disclosure Line at 1-800-685-1111 to obtain a copy of your report. To dispute information or report a fraud, call the dispute 800# located on the top of your credit report.
Dispute any charges you do not have
Contact the companies listed on your report and start an investigation.
Go to FTC.gov and report the fraud. Here is a link: https://rn.ftc.gov/pls/dod/widtpubl$.startup?Z_ORG_CODE=PU03
Call the Social Security Hotline and report your Social Security Number has been compromised. 1-800-269-0271
You can not make a police report unless you have the information from the credit card companies. Call the local police (do not call 911) and ask them the procedures since this varies.
Order your credit reports every quarter to watch it. www.annualcreditreport.com


The credit card company told us it may take four months to repair her credit. It is an important lesson. We do not know how this terrible thing happened. It could be that someone she knows accessed her social security number or that someone stole a prescreened offer. We only know that the short time the person had this credit card (less than three months) they have destroyed her credit. We also dont know if there is other credit offers or phones that the person opened in her name.

Emotionally, she felt as if she had been raped.

Hope that answers some of your questions.

Answer 2

Oh, you don't want the hours of ranting that I can offer on this topic.
Fraud led to hurting my grandchildren, when someone lied about the parents. I live with anger, that people get away with fraud, perjury, and taking advantage of others.
Some fraud (ie financial) is what people let themselves in for, because they are gullible. Other times, people get abused through no fault of their own.
If society accepts lies and fraud as the norm, it keepgs going and increasing. We all lose.

Answer 3

Violated ,pissed, It happend to me once but I cought the person red handed with my credit card in a store I did not call the cops though I did it my way (southern justice) :)

Answer 4

Well, it's almost positive, they sure don't feel like going to Disneyland.

Answer 5

I can tell you that it is not fun at all. you end up not trusting anyone at all.
This is from personal experance.