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7 answers

The law may not prohibit it, but many banks will not honor a check on a napkin.

First of all, it makes bank fraud way too easy. The second reason is that the check would physically clog their systems. With the hundreds of thousands of checks one bank must process in a single night, there are machines that are designed to physcially run checks through their system. A napkin is much thicker and flimsier. The napkin check would probably get caught somewhere and then be ripped before being fully processed.

So yes, you could. No law prohibits it, but no law requires banks to allow it either. So don't expect any banks to accept such a check.

2007-02-20 07:46:37 · answer #1 · answered by j-man 4 · 0 0

Checking accounts are useable ONLY due to their tracking numbers and account number backed by the banking system...

YES you can print a check on a napkin and use crayon but it will be WORTHLESS !!

Give it a try and see what happens.... Anything worth doing is worth doing well so make it a big check!!

2007-02-20 06:34:56 · answer #2 · answered by Kitty 6 · 0 0

No, checks are endorsed by banks. An IOU can be written in crayon on a napkin.

2007-02-20 06:24:24 · answer #3 · answered by Beardog 7 · 0 0

As long as the pertinent information is listed, such as to whom the check is made out to, amount, signature and account number, you can write it on anything. It is considered legal tender. And the previous post is correct; that is law.

2007-02-20 06:30:25 · answer #4 · answered by Enchanted 3 · 0 0

a check can be written on anything as long as it has your sig ,date,pay to the order of,your bank name,who the check is to YOU DO NOT NEED A BANK ACCOUNT OR ROUTING # they are not on your starter checks either

2015-02-04 07:39:54 · answer #5 · answered by ? 1 · 0 0

The law does not prohibit yhat but your bank almost certainly does.

2007-02-20 07:15:25 · answer #6 · answered by Anonymous · 0 0

if you are withdrawing from your own bank for cash from your account you can write it on what ever you want with what ever you want as long as you have the account number and proper id

2007-02-20 06:24:44 · answer #7 · answered by Anonymous · 1 0

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