I've got an overdraft but know that a charge is going to be made tomorrow in excess of it? Will it go through

Question

or will my card be rejected? The money to cover charge will be in the account by the time the charge goes through 2 days later but not when I want to use it.

Answer 1

call your bank, mine does than charges me a fee.

Answer 2

It will more than likely be rejected especially if you have an overdraft - my bank will allow £10 over the limit and that's it - it may be worth ringing the bank in the morning and asking them to up your overdraft to cover you

Answer 3

It depends on your bank. If you have a way to cover it you should try to deposit funds asap. Some places don't process their transactions in a timely manner, so it could take 2 or 3 business days for something to clear your bank. However; there are others that process everyday so it could clear your bank tomorrow.

Answer 4

Some accounts with some banks allow a little leeway. You can normally get away with it the first time if you grovel to the bank but if you've done this before then not only are you irritating the bank, but you are screwing up your credit rating, too. It starts small and before you know it you are facing bankruptcy!

Answer 5

It probably depends on what kind of agreement you have with your bank it may accept it though you might be charged for going over your overdraft.

Answer 6

what is wrong with you. WHy the hell do you even do such dumb things...the money will not be there when it is charged?.....irresponsible. DOn't spend on what you can't afford. YOu must live very very tight. Start making some real money that way you won't have to worry about nickles and dimes or whatever amont!! Expect to get charged nice fat overdraft charges!!!! LOL