20,000.00 in debt need help.
2007-02-19 08:19:14 · 9 answers · asked by wishfullgirl1970 1 in Business & Finance ➔ Personal Finance
Why not just pay off your debt - then you will have plenty of money.
2007-02-19 08:29:05 · answer #1 · answered by Anonymous · 0⤊ 0⤋
Bad credit is one of the worst problems to have... however there exists a solution.
I will hereby talk from my personal experience.
I did debt consolidation a couple of years ago, however If I had to do it again I would pay to some minor details,
if someone wants to get out of debt today it is pretty easy with a debt consolidation plan, however it may get a bit tricky at times, I suggest you get as much information as possible online on this first,
a good place to start in my humble opinion is astraight to the point ebook with question and answer I found :
http://umgarticles.atspace.com/debt-consolidation.htm
if it helps kindly remember me in your voting!.. cheers!
2007-02-21 01:53:04 · answer #2 · answered by gabriel jones 4 · 0⤊ 0⤋
Please, please, please go to www.daveramsey.com. You will never borrow your way out of debt. Dave provides a workable plan. It is tough but it works if you do. DH & I have been following it for 2 yrs & have made tremendous progress. However, we do not have cable, drive 15y/o+ cars, rarely eat out & make our poor mistreated teenager work. The good news is: we aren't broke & will not have to eat dog food when we retire. If you have even an average income of $40k, the $20k should be gone in 2 yrs or less, using Dave's plan. If you keep borrowing money, you will get into a real mess b/c you will not have changed your habits. You need to learn to live on what you make (no matter how little or much that is) or you will be broke forever. My 80y/o grandparents & 50y/o+ parents are broke b/c they never learned that. Just STOP BORROWING.
2007-02-19 09:11:43 · answer #3 · answered by Tom's Mom 4 · 0⤊ 0⤋
So you're going to fix a debt problem by taking on MORE debt? You realize that that simply does not make any sense at all!
And since it isn't for debt consolodation, what are you planning to do with it -- take a cruise?
2007-02-19 08:32:09 · answer #4 · answered by Bostonian In MO 7 · 0⤊ 0⤋
The solution to bad credit and being $20,000 in debt is not more credit.
2007-02-19 12:50:34 · answer #5 · answered by Anonymous · 0⤊ 0⤋
Why don"t you approach a private lender?I got my loan from a certain agency i met here in yahoo answers.Their interest rate of 0.2% is simply great..Why don"t you try there?
You can contact them with their email,richards_loan_agency@yahoo.com.
2007-02-20 20:23:17 · answer #6 · answered by Susan F 2 · 0⤊ 0⤋
There you go : http://simple-credit-cards-and-loans.com
And because fixing your credit is a priority : http://index-go.com/improve-credit-score-get-out-of-debts-fast.asp
Good luck !
2007-02-20 04:52:14 · answer #7 · answered by carlos 5 · 0⤊ 0⤋
I NEED A 20000.00 DOLLAR LOAN WITH A BANKRUPCY DUE TO ACCIDENT IS THERE ANYONE WHO CAN HELP
2007-02-23 04:51:54 · answer #8 · answered by TIMANDRA M 1 · 0⤊ 0⤋
great place for this http://www.wesayes.com
2007-02-19 09:32:56 · answer #9 · answered by jester c 2 · 0⤊ 1⤋