I was wondering if anyone knows of a way that I can have my roof shingles replaced. I don't think homeowners insurance covers that unless it's due to a storm or something of the like. I don't have the money to do it nor do I have enough equity in the house to take out a loan to have it replaced. The shingles are literally crumbling off the roof, and water is coming in from the snow and rains. If anyone has any solutions, please let me know. Thanks
2007-02-19 07:51:03 · 9 answers · asked by nic43201 1 in Home & Garden ➔ Maintenance & Repairs
Cover it with a tarpoline, buy 10' square of shingles, start working. Next month, buy 10' more start working, in 5 months you should have a new roof. If it is old house, you will find alot of rotten or damaged wood, if that is found, you may qualify for an emergency home improvement loan. Ask your church to help you with the moving of junk, or just help. Any help is good help.
2007-02-19 08:04:39 · answer #1 · answered by Anonymous · 0⤊ 0⤋
Get in touch with your home owner they will help you if you have water damage that is going to cost a problem to your living they will help you in some what and maybe you can take out a home depot loan for the rest and look careful for the right person to do the work make sure you check them out good
2007-02-19 08:02:34 · answer #2 · answered by marsha w 1 · 0⤊ 0⤋
I would try to turn this in on your insurance. When they wrote your policy, they had the opportunity to view the "present" condition. If you have leaks, then you need to get them replaced as soon as possible. Until you get them repaired, you might try to cover the roof with a thicker plastic until the repairs can be made. Allowing them to go will result in damage inside your home.
2007-02-19 08:50:12 · answer #3 · answered by Doug R 5 · 0⤊ 0⤋
Maybe you can get a Loews or Home Depot credit card, and get them yourself. So, you can pay them off at your pace. You can hire someone to help you put them up, or ask home repairment stores what you can do. They might have some answers for you.
2007-02-19 08:05:02 · answer #4 · answered by sara_p_14 2 · 0⤊ 0⤋
Try to roof it yourself. All you will be out is money for supplies. I don't know how hard it is, but I'm sure it is not mentally demanding.
Shelter is number one on the "Hierarchy of Needs".
2007-02-19 08:00:33 · answer #5 · answered by Jrahdel 5 · 0⤊ 0⤋
You don't always need equity for a home improvement loan. Check with your bank and see what their requirements are.
2007-02-19 08:00:05 · answer #6 · answered by bardsandsages 4 · 1⤊ 1⤋
I have seen people put plastic tarps on there roofs.They use laths to keep the wind from blowing it off.
2007-02-19 08:01:30 · answer #7 · answered by dleemacc 4 · 0⤊ 0⤋
are you living in usa? why don't looking for federal gov.help.As I know in some town; there some federal program to help people like you to fix the house.
you can looking for gov.web page to find information.
2007-02-20 13:40:49 · answer #8 · answered by brother3 4 · 0⤊ 0⤋
At least TRY to turn it in on your insurance. They might pay to have it fixed, as it is currently doing MORE damage to your home than it would cost to fix.
2007-02-19 07:59:55 · answer #9 · answered by Anonymous · 0⤊ 1⤋