According to her, she has received an inheritence in which she wants to deposit into my checking account. She says that she need my bank's routing no. and my checking account no. , but there is only $2.00 in my account. So, if this is a scam, what possibly could she get with only $2.00 there. Serious and knowledgable answers only.
2007-02-18 07:57:44 · 24 answers · asked by Pieface 2 in Business & Finance ➔ Personal Finance
This is the scam: she claims she wants to deposit the money into your checking account, and she'll probably ask you to send most of it back to her via Western Union (she'll offer to let you keep up to half). Once you do, she'll have the transfer canceled (very easy to do - for example, if she sends it to the right bank account number/routing code, but with an intentionally false name). Or she might try to send you a forged cashier's check that looks genuine enough to fool the teller when you deposit it, but the clearing center will discover the forgery a couple days later. Again, you've already WU'ed her the money.
Another potential problem is that you can get busted for money laundering.
Stay away from this one - there's no way it's genuine.
2007-02-18 08:03:56 · answer #1 · answered by Anonymous · 3⤊ 0⤋
Ok it seems you are about to get yourself into a heap of trouble with a common scam. First thing is that if she had all that money why can't she open her own bank account? Secondly why would she trust someone who she's chatting with on the internet?
It works out like this.
The money she transfers to you was obtained illegally, possibly from other scams. Once she transfers this to you, and gets into any problems she would escape them, yet you, if caught will be charged by the FBI or other law enforcement groups. This is because you will have money in your possession that was illegally obtained and/or was used for crimal activities, buying arms and connections to the mafia or terror groups. You could recieve a hefty jail term for this.
Next, she will con you into getting your bank details so that she could use the money in your account.
Be very careful when giving anyone access to your bank and letting someone use your account. You will get jail time. Please visit interpol.int and you may find aditional information and be able to make a complaint too.
Please do watch out when making transactions with people you chat with, just because you chat with her for countless hours online does not mean you know her. I have been conned by thousands before in my business deals. So i know where you are heading.
2007-02-18 08:23:12 · answer #2 · answered by Janu 2 · 1⤊ 0⤋
By all means do NOT reveal this information to anyone on the internet!
Even though you only have $2.00 in it now, she can use that information to overdraw your account and generate fees for you.
It IS a scam, please trust me. Just say NO.
Also, do NOT let anyone send you checks or money orders.
A widely distributed scam is people sending you a phony cashier's check and ask you to send them a part of that money back. You go to your bank and cash the check (say it's for $1,000). You then send your 'friend' $200 back. Within days, the bank finds out that the check was phony and holds you responsible for the whole $1,000 PLUS fees.
Phony money orders have also been used.
If your 'lady friend' really wants to send you money, let her open her own checking account and link a Paypal account to it. Then you can open a Paypal account (free) for yourself, and she can send you any money she wishes to. Paypal has a nice, tight security policy and is a prime choice for transferring money online.
2007-02-18 08:06:24 · answer #3 · answered by flywho 5 · 2⤊ 0⤋
She can open up a new account at another bank as your wife
with your account numbers and start writing checks with U
holding the bag. Never give out account or routing numbers to
anyone. It will be a costly mistake if U do.
2007-02-18 08:04:40 · answer #4 · answered by Anonymous · 0⤊ 0⤋
Why would some one want to give you money? There is as old saying that if it sounds to good to be true it isn't true. Possible scams include: Identity theft and Money laundering which is a federal offense. Don't do it, never give out personal information to someone you only know for a brief period of time and have met on line.
2007-02-18 08:14:43 · answer #5 · answered by lorraine 2 · 0⤊ 0⤋
Never give someone your bank account details ever please!
Even tho' you may only have $2.00 this might actually be a 50 year old man with a bad comb-over who wants to steal your identity!
If you really think this woman is for real, and she really wants to help you financially, have her send a cheque or money order to you.
2007-02-18 08:05:09 · answer #6 · answered by librarygirl 1 · 1⤊ 0⤋
Never Never give that information to anyone. Even if there are no funds in your account, she can still defraud the bank before the bank realizes your account is basically empty.
Even though your bank may not hold you liable, we all pay in essence because the bank passes off these costs to all of its customers.
2007-02-18 08:02:46 · answer #7 · answered by ddot2882 6 · 1⤊ 0⤋
She will ask you to send money back to her soon after the funds are suppose to be in your account. You send her money then the deposit she made is cancelled. You are stuck with the bill for the money you sent to her.
Tell her that you want to talk to your uncle who works for the FBI and see if she still wants to do this.
This is a scam pure and simple.
2007-02-18 08:02:44 · answer #8 · answered by Anonymous · 2⤊ 0⤋
Absolutely NOT. I dont care how much you have in the account, never EVER give that information out unless your 100% perecent certain who your giving it to and why? She can still use the checking account to qualify herself for loans, or even overdraft it. Stay away!
If she wants to be so generous, ask her to write you a check!
2007-02-18 08:02:01 · answer #9 · answered by ? 3 · 1⤊ 0⤋
She could use your account information to write bad electronic checks. Then you would get stuck with the payment and the bounced check fees.
Seriously, I think it's a very bad idea to give you account information to a stranger.
2007-02-18 08:02:24 · answer #10 · answered by Raising6Ducklings! 6 · 2⤊ 0⤋