Does anyone know a place to apply for a personal loan if you have bad credit?

Question

Not any of those payday advance places please.

Answer 1

I'll be honest, if you have bad credit, the easiest place to get the money will in fact be a payday loan place. Are they legit? Yes. Do they charge outrageous interest? Yes. Are they taking a risk by lending to you with bad credit? Yes. Take a look at the site listed below and read more about how they work, the risks, and choose one if you change you mind. I dont think you'll have many other choices. If you find one, let us know.

Answer 2

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Answer 3

A personal loan is a very serious thing that need to be made very carefully, i can help you and advise you to go and read some information about Payday loan, in this way you can think about this from your opinion.

Answer 4

Bad credit is one of the worst problems to have... however there exists a solution.

I will hereby talk from my personal experience.

I did debt consolidation a couple of years ago, however If I had to do it again I would pay to some minor details,
if someone wants to get out of debt today it is pretty easy with a debt consolidation plan, however it may get a bit tricky at times, I suggest you get as much information as possible online on this first,

a good place to start in my humble opinion is astraight to the point ebook with question and answer I found :

http://umgarticles.atspace.com/debt-consolidation.htm

if it helps kindly remember me in your voting!.. cheers!

Answer 5

You didn't say what you need the loan for so maybe if you work your finances right you won't need a loan. Loans are hard to get now and it will be harder to get one in the future. Learn to control your credit is my suggestion. Is there something you can sell that would bring in money, like furniture or maybe work for the money you need? or cut costs? or make smaller payments? or not buy the item you want right now?

Answer 6

Don't....why create more debt...with bad credit you don;t have the best track record with owing people money...why set yourself up to lose?
Look at a garage sell or ebay if you need a quick cash injection. Start a good budget. Get a 2nd job....stay away from the losing cycle of debt.

And don;t use a cosigner and risk sticking that trusting person with your debt....

Answer 7

Try http://www.prosper.com

It's a great microlending site that allows you to "tell your story" and allows people to bid on your loan.

Answer 8

There you go : http://simple-credit-cards-and-loans.com

And because fixing your credit is a priority : http://index-go.com/improve-credit-score-get-out-of-debts-fast.asp

Good luck !

Answer 9

cosigner was the only way i was able to.