no debt no kids what's the highest yield investment at 42 years old?

Answer 1

The investment with the longest return over the long run is a diversified portfolio of stocks. You will average ~10% a year, but some years will be greater than 30%, and other years you will lose money. You want to buy a diversified portfolio of stocks, as individual stocks are too risky. For most folks this means buying mutual funds. I like Vanguard.com, other people like Fidelity, TIAA-CREF, and DFA. Buy no-load, low cost funds. If you are like most people you will invest part of your money aggressively in stock funds, and part conservatively in money market funds and bond funds. These other funds pay less, but are less volatile. Vanguard.com has an on-line questionnaire which will give you an idea how aggressive you want to be.

If you don't like risk, the highest returning investment would probably be a money market at Vanguard.

If your company offers a 401K plan at work, try to invest the most you can. The money grows tax free, and some companies will match your contribution. Investing in a mutual fund IRA is also a good idea.

I like index funds. Because of their broad diversification, you are less likely to have a dramatic drop in value. They also have the lowest expenses. For stock funds, I would suggest putting ~70-80% of your money in the Vanguard Total Stock Market Index Fund. and ~20-30% in a foreign stock index fund. However, there are many different opinions out there on what the best mutual funds are. Read the links below and form your own opinion

Buying a house instead of renting will save you a lot of money in the long run. You don't have to pay rent and you build equity in your house instead. Buying rental property can also be a good investment. However, being a landlord can be hard work, and many people are not good at it. If you don't know how to handle deadbeat renters, you can have trouble.

If you have high-interest debt, like credit cards, it is best to pay this off first before trying most of the investment ideas above. You should also have 3-6 months of salary saved up as an emergency fund in a bank or money market fund before trying more risky investments.

Believing advice you get on Yahoo answers can be risky, so read these websites for further information. If you find it too confusing, contact a professional financial advisor. They will charge you significant commissions, however.

Answer 2

the highest yield in the past couple of years was Gold.

Don't plan on it staying that way. Its pretty bad practice to jump on a winner after it has already won. Gold should go up a LITTLE more, but its getting close to time for people to start "profit taking" which invariably causes the price to drop.

There are some very good mutual funds that have averaged in excess of 15% growth over the past 20 years. Some have averaged 10%+ for 80 years...

You need to contact a professional in securities trading.

Answer 3

The above responders have given you some good ideas for long term high "total return" (yield plus mostly price appreciation). If you really want high yield for current income (and not high total return for long term higher value) there are two places to go. For same bank savings/checking acounts, CDs etc., go to www.bankrate.com for the nations highers yielders. For high yielding stocks, your (if it is large enough and any good) local library should have the weekly "Value Line Investment Survey." Besides their detail listing of approximately 50 stocks, they have a "summary" (usually placed on the inside front cover of their binder) which has a page listing the highest yielding stocks.

Answer 4

One of my mutual funds returned 40% last year. There is no guarantee that it will do so again this year, however.

Your best bet is to invest in good solid stocks or mutual funds. Do some research. Find out what the funds did over the last year, 5 years, even 10 years. If you want to look into stocks, there are a lot of good ones out there.

If you don't want any risk as you would have in stocks or mutual funds, then you'll need to talk to your banker. Those accounts are insured and have a set rate of return.

Answer 5

My fifteen 3 hundred and sixty 5 days-previous son is sitting no longer 5 feet from me, enjoying XBOX-stay along with his acquaintances mutually as i take advantage of his pc. he's somewhat taller than me, with hair that lays in delicate waves, and which incredibly needs trimmed yet he refuses a cut back. he's skinny, painfully so, and can't weigh extra effective than a hundred thirty pounds. He and his acquaintances are seeking device defects on the hot Rainbow 6 pastime he bought the day previous, and from what i will tell they are having a dazzling time. His Easter candy is in a bowl between his feet, and his mattress room floor is stricken by Starburst wrappers. He is familiar with i'm tucking some money into his wallet for a planned holiday to Pittsburgh on Monday, and he's achieved no longer something yet communicate on the subject of the clothing he needs to purchase on the mall after my physician appointment. that's what formative years could be. twiddling with acquaintances, eating candy and looking out forward to an afternoon in the city. no longer beating your self bloody and enduring crucifixion. in basic terms analyzing this tale makes me desire to cry.

Answer 6

Stock share

Answer 7

38.90% Annually in USD or EUR without risk.