I applied online to open a savings account at a bank where I already have a checking account. After I opened the account I had to print the application, sign it, and mail it to them. I mailed it to them the same day I opened the account, about 3 weeks ago. I recently got an email saying they havent received it yet. I was wondering if my account gets closed will I get my money thats in it?
2007-02-15 06:04:08 · 5 answers · asked by Anonymous in Business & Finance ➔ Personal Finance
Based on the info you submitted on line, they have to make a consciuos effort to get your money to you.
Since you paid the fees to open the account they will not close it, but you may not be earning interest since your identity is still a ghost to them.
In the future, print the application, place it into a digital sender or scanner, email it to yourself, then email it to the banks new account department and your account will be opened much faster.
2007-02-15 06:16:10 · answer #1 · answered by BionicNahlege 5 · 0⤊ 0⤋
Any money you have sent to open a new account will be either in your account or returned to you. If the bank did not receive your application, then just print a new one and resend, with a note stating this is a duplicate application for the missing one.
2007-02-15 06:14:26 · answer #2 · answered by oakhill 6 · 0⤊ 0⤋
Why did you put money in an account that you weren't yet approved for?
The bank will keep it open until they receive your application, but if after they receive your applicaiton and if they deny you they will have you pull your money out or send you a check for the amount of money you had in there.
2007-02-15 06:13:11 · answer #3 · answered by ♥ Emily ♥ 5 · 0⤊ 1⤋
Call them or email them explaining the problem. They cannot close your account and keep your money. If you are afraid, move the savings back to your checking.
2007-02-15 06:13:41 · answer #4 · answered by p h 6 · 0⤊ 0⤋
Yes. They'll cut you a check.
2007-02-15 06:12:15 · answer #5 · answered by me! 4 · 0⤊ 0⤋