Today I recieved a bill and seen it had been late last month. It was late by 2 days even though I sent it out 5 days before it was due. I owe a late fee of $30.00 which granted I don't like paying that but my dread and nervous feeling is because I know that more than likely the rest of the bills I made out and mailed the same time were posted late too.
I know my husband will be screaming to the top of his lungs at me as soon as he sees the credit card bill was late and that now there is a MUCH higher interest rate. He was the one that told me to mail it and he was the one who told me to wait and pay it when I did because we didn't have the extra money to pay them earlier.
Typically I will just let him scream at me for a few minutes then I will walk away and avoid him for a day or two. It makes me mad when I get yelled at but then I understand what he is saying.What would you do if you KNEW you were going to be yelled at within the next few days???
2007-02-15 04:26:40 · 12 answers · asked by roo_1683 1 in Family & Relationships ➔ Marriage & Divorce
We once had a problem with this same card back in July last year. It was due the 4th but since it was a holiday it didn't post until the 5th which they were going to up the interest and tack on a late fee. After he screamed at me that I was screwing up his credit he called them back and asked how they could charge us a late fee the day it was due and post it the following day not to mention the holiday. They put the interest back where it was and waived the late fee then. I'm not sure if they will do it again now. Also this company doesn't have online bill payment. I do use that for most of our accounts. And usually I have them all paid on time. Husband says that he is the one working 14 hour days that the least I could do is handle the bills. But then on the other hand if I keep bringing up that they are due he will snap back at me that we can't pay them if there isn't enough money in there and they'll have to wait until he gets paid.
Hubby is VERY hot headed. We both know it!
2007-02-15 04:50:48 · update #1
relax easy answer thx me later
call your credit card company
tell them u mailed it on time
any problems should be the us mail
they will usually deduct the fee and late charges back.
if not ask to speak with the manager
works with u don't make a habit out of it and if u r a long valued customer
2007-02-15 06:09:27 · answer #1 · answered by Anonymous · 0⤊ 0⤋
Why do you tolerate anyone yelling at you? That's disrespectful and accomplishes nothing. He sounds like a bully. Make it known you don't appreciate the yelling and are going to excuse yourself from his presence when he starts it...tell him when he decides to speak to you in a civil manner, you'll be happy to discuss the topic.
In the mean time, call the credit card company and tell them you'd mailed the bill in time for it to arrive but apparently the good old USPS didn't deliver on time. Ask if they will forgive the bill being late this time. Hey, it doesn't hurt to ask...I've had fees removed when I called and explained the situation and apologized. After all, they want to keep your business.
Next, why not look into paying your bills online in the future (the ones that you can)? That way you just log into your account and as long as you get it posted by the due date, you're good to go. No more stamps and no more relying on the USPS to get it there in time.
and an anger management class or counseling would also be a bonus for your husband to look into...
2007-02-15 04:33:03 · answer #2 · answered by . 7 · 0⤊ 0⤋
Why would your husband know first of all. Pay the bill and be done with it. You might also call the credit card company and explain to them that you mailed it out in plenty of time and most times they will remove the late charge...only ONCE though. Sounds like the bigger problem is your hot headed husband. Tell him to take a pill and/or pay the darn bills himself if it's that big of an issue.
2007-02-15 04:54:35 · answer #3 · answered by T C 3 · 0⤊ 0⤋
I'm sorry but it's wrong for your husband to scream at you when you just did what he told you to do. You mailed them out before the due date so you did everything you could do. Try talking to him about the fact that you didn't have the money to pay the bills before the day you sent them. If he doesn't like the way you handle the bills, turn over that job to him and see if he does it better. Late bills are an every month occurance around here so to me it's not worth fighting over.
2007-02-15 04:37:52 · answer #4 · answered by vanhammer 7 · 0⤊ 0⤋
That's ridiculous that he's gonna yell at you when he specifically told you to wait to pay the bill. First, try to contact the credit card company b/c if this is not a consistent problem that you two have, then they may work with you. Other than that, don't let him yell at you b/c it's not your fault. You need to stand up for yourself instead of letting him run all over you. Threaten to leave him if he continues to yell or seek professional help b/c that's just not right. You don't deserve that kind of treatment and you need to put it to an end now! A word of advice, when it comes to paying your bills try paying them online b/c they go through much quicker. If you would have paid that bill five days early on the internet, you wouldn't be in this situation to begin with, but you do need to put an end to this situation and you need to do it immediately.
2007-02-15 04:37:17 · answer #5 · answered by Pedro 2 · 0⤊ 0⤋
Most credit card comp. if you call them & say you never receved the payment they might wave the late fee if you pay them now with a check .>number< but only once this will work.as long as you have good payment record.
Why is he yelling at you,are you hard of hearing???
He is your husband not your father, Talk civil or walk away your not a child your his wife,He may need anger mamagement classes.Best of luck
2007-02-15 04:41:51 · answer #6 · answered by Anonymous · 0⤊ 0⤋
First off I would not allow someone to yell at me. I might allow him to say his peace but not yell at me. that is a form of abuse and I will tell him that he played a part in that also.
2007-02-15 04:32:39 · answer #7 · answered by Anonymous · 1⤊ 0⤋
it is understandable that he might be angry at u. just tell him u are sorry and that u will be more careful the next time. chances are if u fight back with him, there will just be a huge fight, just agree and tell him he has a right to be angry, than his anger will diffuse and he will stop yelling. just go along with it, agree with it, and get past it.
2007-02-15 04:36:37 · answer #8 · answered by jude 7 · 0⤊ 0⤋
Don't be nervous Sh## happends. And tell that husband of your's to shut the hell up.
2007-02-15 04:38:20 · answer #9 · answered by shonnie 3 · 1⤊ 0⤋
umm.... what? tell your husband to do it himself next time if he didn't like the way you did it. don't let him just yell at you... yell back.
2007-02-15 04:30:34 · answer #10 · answered by Amanda P 2 · 0⤊ 0⤋