every two weeks I get 25 dollars and the week after I get thirty. that would be a good set up but I have three things that ain't nessarly needs but I do.
1. I'm trying to save up money
2. I'm trying to get thing of my wish list
3. I order books
that last one is the problem in order to keep up with my manga series I like. I literally have to order them a head but thats getting in the way with my plans.
what do I do.
2007-02-14 07:19:50 · 3 answers · asked by Anonymous in Business & Finance ➔ Personal Finance
OK, if you want to keep up with your manga series, you need to brainstorm what you can do about that. Is there someone you could share with? Could you rent it to others after you see it? I'd read "Rich Dad, Poor Dad" to get some ideas, because he talks about something like this.
Create a budget. What do you do with that $25-30 usually? Keep track for two weeks of every penny you spend. Now, prioritize those things. What did you spend money on that was worth it? What wasn't worth the money?
Think of ways you can save. Can you pack your lunch instead of buying it at school?
Also think of things you can do to earn more money, if you can. Can you mow lawns? Rake leaves? Shovel snow?
Make a list of what you want and exactly what it costs. When you want to buy something, look at the list and see if what you want to buy is more important than the things you wish for. Look at your wish list once in the morning and once at night. Focus on it. So, when things seem desirable, you will have your goals in mind and be able to resist so you can get the things you really want.
If you learn how to budget your money now, this will serve you throughout your life. Good luck!
2007-02-14 16:39:36 · answer #1 · answered by Katherine W 7 · 0⤊ 0⤋
This is tough for everyone to do. It's very hard to balance what we want and what we need and what we should save. If you decide how much to save first, it's easier to accomplish #1. Otherwise, you will always be taking care of your wish list first and have no savings. Because of credit today, the US has a 1% negative savings rate. That means that people are spending more than they make! We want to have nice things but forget to save.Even if you're rich, you can spend too much.
There are lots of savings calculators on the web-just google!
Good luck...
2007-02-14 17:57:56 · answer #2 · answered by Middleclassandnotquiet 6 · 0⤊ 0⤋
Hi, you might find this resource helpful for your budegting concern..this is my favorite resource/guide
have a happy day ^__^
2007-02-14 15:26:54 · answer #3 · answered by polished 1 · 0⤊ 0⤋