2007-02-14 03:40:50 · 9 answers · asked by Sue R 1 in Business & Finance ➔ Personal Finance
The simplest way to get more cash is to spend less. You might think you don't spend much anyway but you'd be surprised, most people can find ways to cut back. Have you spoken to your creditors to see if you can negotiate a better interest rate or anything? If your situation is desperate then most creditors will consider accepting less money than risk getting none at all.
Also cut out ALL none essential spending. Don't buy so much as a 30p newspaper. Food, utilities, rent/mortgage, getting to work and repaying the debt nothing else. It's pretty bleak but remember this is temporary. If you are not sure where you can cut back try keeping a spending diary for a few weeks. They can be extremely useful.
As you won't be going out much for a while consider getting a second job, or a first one if you don't have one already.
Sell anything you don't need on ebay or through ads in the post office window, whatever works.
It'll be tough for a little while but it will be worth it when you find yourself debt free.
Good luck
2007-02-14 04:05:30 · answer #1 · answered by gerrifriend 6 · 0⤊ 0⤋
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2007-02-14 12:19:40 · answer #2 · answered by Anonymous · 0⤊ 0⤋
Sell the car and by a cheap car; have a garage/yard or e-bay sale. Get a temporary 2nd job.
Way to go on getting out of debt. Have you read The Total Money Makeover? If not, read it to see what to do after you are debt free (besides celebrate!)
Congrats!
2007-02-14 11:55:52 · answer #3 · answered by mldjay 5 · 1⤊ 0⤋
Get a better paying job, or find a second part time job.
Do you really want to borrow money to pay this debt? That's how you got in this position in the first place right? by borrowing money. (credit cards etc.)
2007-02-14 11:54:32 · answer #4 · answered by frankie b 5 · 0⤊ 0⤋
Start selling stuff you don't need around the house.
Pick up a part time job.
2007-02-14 21:39:21 · answer #5 · answered by Jen G 5 · 0⤊ 0⤋
- get a roommate
- rent your car or find a delivery job during night and weekends
- lower your expenses
- get a Debt Consolidation Loan : http://index-go.com/debt-consolidation-refinance-loans-mortgage.asp
2007-02-14 12:08:30 · answer #6 · answered by Anonymous · 0⤊ 0⤋
gather up a bunch of stuff you dont want(or really dont need) anymore and sell it on ebay
2007-02-14 11:49:28 · answer #7 · answered by kenzie 2 · 0⤊ 0⤋
sell your car
2007-02-17 19:49:09 · answer #8 · answered by Debt Free! 5 · 0⤊ 0⤋
You don't really need two kidneys, do you?
2007-02-14 11:48:35 · answer #9 · answered by Anonymous · 1⤊ 0⤋