Where is the best place to invest a chunk of cash?

Question

I have a little over 20g to invest somewhere and i am not sure if i should put it all in stocks or somewhere more stable. I wont need this money for at least 5-10 years and i am still fairly young so I am willing to take some risks. Any suggestions would be greatly appreciated.

Answer 1

Because you seem to have many questions and plan to hold that money a long time go with Mutual Funds. Don't put it all into stocks but the majority put into stocks mutual funds.
Go with a company like Vanguard because their expenses are some of the best in the country. You do not need to pay a financial expert just study about these funds and buy them directly from Vanguard and only pay the expenses.
Go with Index Mutual Funds because their expenses are even lower. Get a Total Stock Mutual Fund, a Total Bond mutual fund and maybe a Money Market fund. That will balance your total amount.

Answer 2

You'll make about 2% per year. There just isn't an investment that's safe and pays a lot. The best return to risk would probably be a 25% stock, 75% bond portfolio. Investing is a life long process whereby you invest while you work so that your investments can pay for your retirement. It may be possible to become self-sufficient sooner but it's unlikely to happen especially if you haven't begun the process of investing for retirement. There is no reason for gold to go up other than fear and inflation, if you looks at the then historic high of the 80's, you would've made 2.33% per year with gold and if you had bought after it crashed in the 80's you would've made about 5% per year (remember the stock market was returning between 18% and 22% during the 80's, even just investing in Coca-Cola for the past thirty years would've netted 13% per year returns). Gold is certainly not a good investment nor is it a safe investment. Gold can play a part in a portfolio as it does not have the same risks as equity or bonds but there has been nothing to indicate it's a good investment.

Answer 3

I would look at the foreign currency exchange market (Forex). With $2 trillion dollars a day being traded in the market it is the most liquid and the most active market on earth.

That was the good part...the bad part is that because there is the potential to make very attractive profits there is also an imbedded element of risk. Those that look at Forex as "the next step after online poker" are doomed. Most traders that enter the Forex arena lose because they have not taken the time to learn how to properly enter and exit the market so as to minimize risk and maximize profits.

Being young with a bit of time on your side I would suggest you at least look into it as a part of your overall investment strategy.

I would be happy to send you a report that a good friend of mine wrote that does a good job explaining the Forex market and some interesting ways to participate.

[e-mail]

Answer 4

You may invest in a mutual fund that tracks an index. I would invest in a spider however. Try QQQQ which is the 100 largest companies in the NASDQ exchange. The advantage of this is that it does not create tax liability by issuing capital gains and you can dispose of it with market timing like a stock.

Answer 5

OK, does 300% return in 15 months excite you? I am talking from my personal experience here. I have started with USD12K in 30.8.2006 and from that time, they never miss to provide me with the monthly return as promised. They used the scale of 10%x3months + 15%x3months + 20%x3months + 25%x3months + 30%x3months.

The best part of it, they have started a new product called EMF that had a value of USD1 in December 2006 and now valued at USD2.11 per unit and expected to reach USD4 in April 2007.

See for yourself and experience this exciting investement. Mind you, this is not a HYIP but real investment in offshore financial market.

You can register free for 14 days but need an introducer to start. Use mine: mygha1605101 to register yourself.

Answer 6

If you are willing to take slightly more risk, Forex is the way to go.
If you cant watch volatility in your account, try Mutual funds or CD's.

Buzz me if you need help with any of the above.

The main thing is to stay away from the hype. Never do HYIP. Sure way to lose all your money.

Answer 7

Stocks, either individual or as mutual funds, and Real Estate Investment Trusts.

Answer 8

I would suggest investing in me. I have four kids and would use the money to establish a trust in your name. Think about it...the money could sit in some old account somewhere drawing interest and being pawed by some old banker...or...you could let me have it and my children would think fondly of you and come to see you when you are old. And being such good kids, they would even bring you candy and sit awhile and tell you how the 20K helped them get a foot up in life and do such great things as cure cancer and learn to play the violin. Don't be selfish...share that money with a positive future by investing in my children.

Answer 9

I think mutual funds are the best investments. You should go with mutual funds. Pick two or three of them who have gave the highest interests for a 5 to 10 years period.

jc
http://julieplaceu2.blogspot.com/

Answer 10

Goverment Bonds. Double the money in 7 years.