I had a plumber come out to snake my pipes; while he was here HE broke some pipes and had to go buy supplies and repari what he broke. When we received the bill the company charged us for parts and labor. We wrote to them stating that we would be happy to pay for the cost of snaking our drain, however we were not going to pay for their employee's mistake. They sent another bill, so we sent the same letter again, registered. They then called us, I explained that we would be happy to pay for the job we hired them for but not for the extra damage that their employee caused. Today we received a notice of a Mechanics Lein in the mail. We are just curious what exactly that means. We live in Missouri, and our credit rating is actually quite excellent, so if this shows on our report I really do not think that it would hurt us all that much. We have no contract with this company, nothing has been signed. What should we expect from this?
2007-02-13 10:57:29 · 5 answers · asked by Question Addict 5 in Politics & Government ➔ Law & Ethics
So does this ever expire or will it always be there until an agreement is made between us?
2007-02-13 11:09:43 · update #1
Well he has a lien n your home. You can't get a loan using your house as equity until the lien is satisfied. You'll probably have to sue the plumber to set the record straight.
2007-02-13 11:02:58 · answer #1 · answered by Anonymous · 0⤊ 0⤋
when a service call is performed, incidentals ( such as broken pipe that may or may not been his fault ) are covered, even without a signature by calling him and give him an ok to proceed you are liable for the bill he generates
the lien will affect your perfect credit record until it's paid, then it will be released, but will remain for 7 years, you cannot get a home loan and selling your home will be tough until the lien is satified, though you can bond around a lien
2007-02-13 12:30:48 · answer #2 · answered by Anonymous · 1⤊ 0⤋
A mechanics lien is an encumbrance on your house to cover outstanding bills for services performed on your house.
I would call the plumbing company and ask to speak to their accounts receivable.
I would then suggest that instead of you suing THEM for damages done to your house, the plumber settle this with you in good faith and out of court.
If they refuse, I would take it to civil court.
2007-02-13 11:06:51 · answer #3 · answered by flywho 5 · 0⤊ 0⤋
What the above poster said is correct. Unfortunately no matter how good your credit is if this shows up on your report it will hurt you that's why it's important to clear it up as soon as possible.
2007-02-13 11:08:42 · answer #4 · answered by Anonymous · 0⤊ 0⤋
Ringer is right, you now have a lien on your property.
2007-02-13 11:10:58 · answer #5 · answered by Plain Jane 3 · 0⤊ 0⤋