2007-02-13 03:24:37 · 3 answers · asked by Anonymous in Business & Finance ➔ Personal Finance
An I-bond is a loan made to the US gov. They pay interest and increase the value of the bond based in inflation. It is an investment. A roth IRA is merely an account that holds your money until you decide in what to invest. You can buy stocks, bonds , even inflation protected bonds , in a Roth IRA. Other than tax issues, if you own an I-bond paying 5% and an inflation protected bond paying 5% within your Roth IRA account, you make the same amount of money.
2007-02-13 04:59:04 · answer #1 · answered by oakhill 6 · 0⤊ 0⤋
ROTH IRA (for most people). Besides never paying taxes on the earnings.... a greater chance of earning a higher return. With higher return... comes some risk. But you can tailor that to your requirements.
BTW: You can put I-Bonds into a ROTH IRA. This is an "Apples and Oranges" situation. I did (however) give you the simplest answer, based on the "tone" of the question.
2007-02-13 05:21:41 · answer #2 · answered by Common Sense 7 · 0⤊ 0⤋
ROTH IRA
2007-02-17 01:25:56 · answer #3 · answered by Debt Free! 5 · 0⤊ 0⤋