help!We went into forclosure and I filed chapter13.at that same time i was trying everything to refinance with another lender.i made 3 payments to the court trustee and had not made the payment to our mortgage company becouse we were all set to close on a loan and that ended on a bad unexpected note.my lawyer had my chapter 13 dismissed and here i am again trying to save our home.we have employment and equity in our house.please do not say sell.that is not an option.we have 3 kids and love our home."bad things do happen to good people".answer me if you know of a company that can help.thank you.we are not in forclosure again yet.actually even though the lawyer had it dismissed i have heard nothing yet from the court or the mortgage company.
2007-02-12 10:58:39 · 7 answers · asked by Bobbie 4 in Business & Finance ➔ Renting & Real Estate
Contact a real estate attorney and ask him your questions.
Also, check with your city or state for the names of reputable companies that will refinance your mortgage. You can also ask about home equity places, they too refinance mortgages.
There are many unscrupulous people in all businesses, so check out quite a few places, without supplying more info than is necessary to give you a response. If they say they can't help you without info, use your judgement, and trust your instincts. If you don't feel right about a person or company, move on to another. The same is true of real estate lawyers. I spoke to 2 horrible people, and did not give them my business (buying a home).
Don't give up. Someone should be able to direct & help you.
When you give info, start with your needs, and the reason for the necessity of refinancing. Refrain from giving property specifics, or your names, until you have made your decision if at all possible. (However, in everything you do to save your home, do what you feel is best, because it is YOUR home that is at stake.)
Check online for and news on mortgage or refinance companies.your city: you might at least find out who to avoid. You can also check online for mortgage companies, and home equity loan companies.
Your city, state or even the federal government may have programs to help prevent foreclosures, which can often mean abandoned homes. I heard something about this, but I don't recall when.
Sorry I don't have more info for you, or more specifics.
Hope this helps!
2007-02-12 11:25:32 · answer #1 · answered by 1985 & going strong 5 · 1⤊ 0⤋
Yep what your looking for is a foreclosure bailout loan. You say you have good work history. THis is good.
If you have the equity in you home which you say you do.. you may still be able to refinance, but your going to need to work with lenders that know what they are doing. You can't try to get conventional financing in your situation. check out www.fivestarsmortgage.com. We have lenders that do foreclosure bailout loans as well as hard money lenders that will loan you enough money to payoff your old loan, allow you to re-establish some good payment history and then refinance again when your back on your feet to get a better rate.
2007-02-12 11:35:19 · answer #2 · answered by Anonymous · 0⤊ 0⤋
Option 1 find an institution to refinance your payments.
Option 2 liquidate notes you may have or investments.
Option 3 Find a new source of income: Internet Biz, Cleaning offices on the weekend, etc.
Good Luck, I hope this helps, if you need to sell a note I can help...
2007-02-13 11:47:45 · answer #3 · answered by TAHOE REALTOR 3 · 0⤊ 0⤋
I see atleast 3 options; you need to check out
www.totaldebtsolutionsllc.com
and fill out their free evaluation form. They have experts in their network who can help with chapter 13 buyouts, refinances, hard money loans or foreclosure bailouts.
2007-02-13 11:06:20 · answer #4 · answered by CALIFORNIA GOLD 3 · 0⤊ 0⤋
specific. that's our accountability to be sure that our house is saved. See, this house is taken via us on a condominium foundation from the arrival generations, so we would desire to return it to them without destroying it. we are able to take advantage of the character, yet by no potential kill it !
2016-11-03 07:02:15 · answer #5 · answered by dewulf 4 · 0⤊ 0⤋
go onto this website, www.dotheloan.com, maybe they can help refinance or get you out of forclosure.
2007-02-12 17:30:10 · answer #6 · answered by celia s 1 · 0⤊ 0⤋
Sorry, we can't help you save your home. You posting is very confusing, too. What exactly do you expect the people on Yahoo to do? In addition, the majority are teenagers, and they have no money and no expertise in this field. Everyone is trying to row their own boat, and we really cannot help you row yours. You will need to consult your lawyer. Looks like you apparently have enough money to pay for Internet service.
2007-02-12 11:04:37 · answer #7 · answered by Anonymous · 0⤊ 7⤋