If you had $500,000 to invest how would you do so?

Answer 1

Have children!

Answer 2

I would keep my job (or find one I liked) and keep doing the same things I'm doing.

1. I would make sure I'm maxing out my Roth IRA and 401k (even if I was just transferring money every year from taxable accounts).

2. I would buy a reasonable condo/house but only put 20% down in order to let the bank's leverage work for me.

3. I would have an emergency fund with 6 month's expenses that I would add to each month out of my salary. This account is the only one I would ever withdraw from for irregular expenses, vacations, insurance, taxes, etc.

4. I would let the remaining few hundred thousand sit in low cost, well diversified index funds and grow. Periodically I would take chunks out to buy rental properties and/or start a business.

Answer 3

I would buy a nice house that will be worth more in a short time, then go on a world trip holiday and also put some away so i would live comfortably for a long time. oh an a little shopping.

If I had to invest it all i would buy a house and put the rest into a buisness that i new wouldnt go under, like you can buy a mcdonalds for a year or two. I heard of a lady whose parents brought her a mcds and she paid them back in a year. So a little hard work in a good buisness and you will make more then you have.

Answer 4

I would sell off my home, as it is subect to NO capital gains tax. Then I would buy a really decent place to live with the rest of the $500,000 where I am truly happy and buy an investment property (or block in a rural town with potential) with the proceeds of the sale of my first home.

Answer 5

OK, does 300% return in 15 months excite you? I am talking from my personal experience here. I have started with USD12K in 30.8.2006 and from that time, they never miss to provide me with the monthly return as promised. They used the scale of 10%x3months + 15%x3months + 20%x3months + 25%x3months + 30%x3months.

The best part of it, they have started a new product called EMF that had a value of USD1 in December 2006 and now valued at USD2.11 per unit and expected to reach USD4 in April 2007.

See for yourself and experience this exciting investement. Mind you, this is not a HYIP but real investment in offshore financial market.

You can register free for 14 days but need an introducer to start. Use mine: mygha1605101 to register yourself.

Answer 6

Here are my plans.... Conservatively, invest in a combination of stock and bond mutual funds. I would quit the job I am in and find one that is my passion and allows me to make a difference in people's lives. for me, that's becoming a financial aid counselor. Since it's a lower paying job than I currently have, I would add the dividends, interest and gains to raise my "salary". My current job doesn't give me that satisfaction.

The funds would continue to grow because I won't be spending all the growth so I could keep up with inflation.

Answer 7

Altria, General Growth Properties, Emerging markets index fund.

Equally in each.

Live off the dividends from MO and GGP, recalibrate emerging market fund each year to a balance of 200K and put the proceeds in a large cap value index fund. Wait 3 years, start my own business. Pursuit of happiness!

Answer 8

I might put it in gold futures. Gold is about $668 an ounce.Experts perdict gold could go as high as $1000 a ounce or more.I've listed a link below that will show you current values .Click on little bar just left of gold prices and you can go to different charts for gold.

Answer 9

Wisely.

Answer 10

Start a no-kill animal shelter.