i got so,ething in the mail last week saying that i owed 83 dollars from some thing i ordered back in december of 2003. i havent heared any thing until now..i dont even remeber as its been so long aga what i could of ordered..so i called the number it was a collection agencey they said...anyways they wont send me any invoice on this and they want this settled right away they wanted my credit card number right now..what would you do in this situation and can they come after me this long of a time afterwards?? i just dont rember what i could of ordered.!
2007-02-09 15:34:17 · 6 answers · asked by mary c 3 in Politics & Government ➔ Law & Ethics
Could possibly be a scam. If they cannot prove to you that it is a legit debt, I recommend not paying it. I would also look up the name of the collection agency to see if they are even legit and if not, report them to law enforcement as possibly being fraudulent. Most collection agencies will give you details regarding the debt and who was the original creditor. If this collection agency will not do that, then something smells fishy.
2007-02-09 15:40:35 · answer #1 · answered by Scottee25 4 · 2⤊ 0⤋
Write a letter demanding the show how the charge is valid. You must act quickly since generally you must write the letter within 30 days of getting notice. After that it will most likely take a court order to get them to check if it's valid or not. As long as it's within 7 years of when you last dealt with them they can pursue the debt. (Talking with them on the phone reset the time clock to zero as will writing a letter)
2007-02-10 00:26:42 · answer #2 · answered by caffeyw 5 · 0⤊ 0⤋
Have them tell you. It's either tell you now or tell a judge when they take you to court. Check your credit report. If they have put a negative mark on it, then contact the credit bureaus and dispute this claim.
I believe that if you truly owe a bill, you should pay it. However, collections agencies have to be kept in check.
2007-02-09 23:39:09 · answer #3 · answered by something 3 · 0⤊ 1⤋
I think they at least have to tell you who has referred you for collection, and what they say you owe them for....
2007-02-09 23:38:21 · answer #4 · answered by oimwoomwio 7 · 0⤊ 1⤋
Tell them to go pound sand somewhere.
2007-02-09 23:39:01 · answer #5 · answered by sean1201 6 · 2⤊ 0⤋
If you agreed to buy it and you have it you gotta pay for it.
2007-02-09 23:37:57 · answer #6 · answered by Anonymous · 0⤊ 3⤋