I need some help. The finance company says they are going to repo my car. I need to know whether the repo agent can come on my property and break in my garage to get the car that I am delinquent on? California Law? I appreciate any help. I'm not sure how long it will take to repo it and I need to buy some time to come up with the cash.
2007-02-09 13:16:37 · 8 answers · asked by djsp5002005 1 in Cars & Transportation ➔ Other - Cars & Transportation
One guy said to hide the car in a friend's garage. My car is a newer car. Doesn't it have a GPS system on it so they can find it easily?
2007-02-09 13:55:55 · update #1
it is UNIVERSALLY held that a repo man can not "breach the peace" when repo-ing. this means that anything he does that breaks the law is a no no. so if your car is locked up in your personal garage, he can not break into it and take the car. (i guess he still can but its against the rules for repo and the sale of the car would not be valid by your creditor) so as long as you keep that car locked up - he cant do anything legally. but if you drive it anywhere and leave it in public he could take it then really easily. look in article 9 of the uniform commercial code - do a search and i think cornell has a website were you can search the code and find the exact wording of "breach the peace"
2007-02-09 13:22:45 · answer #1 · answered by noah 3 · 0⤊ 0⤋
The will come -- and they will bring a Sherriff and a pair of bolt cutters. All perfectly legal. Just do yourself a big favor and surrender the car. Your only hope is to come up with enough cash to stop the repo -- IF they agree to that. Usually once the repo has been issued it's a done deal.
2007-02-09 13:27:09 · answer #2 · answered by Anonymous · 0⤊ 0⤋
you should flow to court to describe your version of the tale. although, the decide likely received't care why you allow the motor vehicle get repo'd. in line with you submit you've countless complications operating adversarial to you. First, in the experience that your husband offered a motor vehicle from them earlier and again it because it turned right into a lemon, why may you purchase yet another motor vehicle from an same dealership? Secondly, i'd wager that the motor vehicle you got got here "as is" which signifies that you settle for the motor vehicle in inspite of situation the motor vehicle is in once you purchase it. if it quite is the case the dealership will more effective than probably argue that the motor vehicle became nice even as it became offered, and the superb way you drove the motor vehicle contributed to the topics. finally, in case you got a motor vehicle from them interior the previous, and again it and the dealership offered it back that is not unlawful, and it would not pertain on your case. you are able to likely assume the decide to make you pay for the motor vehicle or have a judgment issued adversarial to you, the position they could garnish as a lot as 50% of your wages. best of success.
2016-11-26 20:26:50 · answer #3 · answered by ? 4 · 0⤊ 0⤋
They can come onto your property, but can not break into or enter your house... What we usually do is watch you and find out where you work ... if you go to church... where your family lives( Christmas and holidays are great, to snatch a car from a relatives house.) We can get all your info from your Social security # and drivers license... Best to clear it up.. because your on the wrong route to solving the problem.. You owe and they want...: You can hide but you can't hide forever"
2007-02-09 13:29:15 · answer #4 · answered by bartender101dd 2 · 0⤊ 0⤋
take the car and hide it in a friends garage where it cannot be seen---------------- then when ask about the car by the finance company tell them you will surrender the vehicle in one month (( that's 30 days))) or you will pay up and get current .... if you cannot do this and be honest about 30 days ...........you must surrender the vehicle .... that was your signed agreement with the finance co. when they paid the dealer and you started driving the automobile .. .. otherwise come up with the cash and pay off the ride....
2007-02-09 13:33:57 · answer #5 · answered by XTX 7 · 0⤊ 0⤋
they cant break in on your property,but they can bring the law with them,and make you let them have it if they catch you home,it sounds like you have run out of time on this one,i have known them to go to extremes on getting some back,it all depends on how much you owe on it,and what year it is,some cars they will get any way they can,,just be careful and don't break any more laws then you have to,they can get you also, if they think your breaking the law , good luck,i hope this help,s.
2007-02-09 13:24:34 · answer #6 · answered by dodge man 7 · 1⤊ 0⤋
you should speak with the repo people and make some sort of aggrement with them.
2007-02-09 13:22:06 · answer #7 · answered by duquesita33177 1 · 0⤊ 0⤋
If they can find it, they can take it from any property other than an impound yard, a law-enforcement agency or a Marshall's yard.
2007-02-09 13:20:54 · answer #8 · answered by Ironhand 6 · 0⤊ 1⤋