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2007-02-09 11:46:35 · 4 answers · asked by sadairam 1 in Travel Asia Pacific Singapore

4 answers

You could get lone from HDB?!

2007-02-09 11:51:28 · answer #1 · answered by zoey101 1 · 0 1

can try HDB.gov.sg

Eligibility Conditions for HDB Concessionary loan

HDB provides housing loans at concessionary interest rate to eligible flat buyers, subject to HDB's credit assessment and prevailing mortgage loan criteria.

Since 1 January 2003, flat buyers who are not eligible for an HDB loan will have to take a loan from a bank/financial institution that is licensed by the Monetary Authority of Singapore to provide housing loans.

Flat buyers can apply for an HDB loan if you and / or your essential occupiers (if any): (a) have at least one buyer who is a Singapore citizen;
(b) have a monthly household income not exceeding $8,000;
(c) have not previously taken two or more HDB concessionary interest rate loans;
(d) have previously taken one HDB concessionary interest rate loan and one housing subsidy and buying a bigger flat type than your current flat or the flat last owned (if you currently do not own an HDB flat);
(e) have previously taken one HDB concessionary interest rate loan and one housing subsidy and the residential property last disposed off is not a private property;
(f) do not own any private residential property (including HUDC flat / Executive Condominium) in Singapore or overseas;
(g) do not own more than one market / hawker stalls or commercial / industrial property in Singapore or overseas;
(h) own one market / hawker stall or commercial / industrial property and operate the business yourself;
(i) are buying a 5 room or smaller resale flat under the Single Singapore Citizen (SSC) Scheme with a gross monthly income of less than $3,000.

You can also use the enquiry facilities below to check if you are eligible for an HDB concessionary loan.

IMPORTANT NOTE:

By accessing and using this Facility or any part of this Facility, and the information provided under this Facility ("Facility"), you are deemed to agree to the Terms and Conditions and Privacy Statement set out here.

2007-02-12 07:02:41 · answer #2 · answered by duh 3 · 0 0

if u r buyin a flat wit sporean...and its first time purchase...u definetely will get a loan. who r u buyin wit? is tat person also a PR? IF both r PR ...u must b blood related ..and onli entilted to buy resale flats. for more info, refer to www.hdb.gov.sg for more info and they have hotline for u to call to enquire.

2007-02-09 21:54:34 · answer #3 · answered by drjenlee 4 · 0 0

sure you will get

2007-02-10 05:54:56 · answer #4 · answered by jaikumaar6 3 · 0 1

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