My parents say im growing up and its time to make my own decisions...i need advice?

Question

I am 18 i make pritty good money for my age...ive been looking at buying a new car and ive settled on a Subaru WRX...ive told my parents and they told me "im not saying no, but you dont have my blessings" what should i do?

Answer 1

I don't think that is fair on your part. You are a legal adult so technically you can go by your own words now. You are being reason able and you are getting the money on your own, I think if you can pay for it then you should.

Your parents are most likely suffering from denial. They sound like they don't want to admit that their kid is growing up and is no longer a child.

You should go and talk to them. Tell them you are not a child any more and that you can handle certain things on your own, but that won't mean that you won't always be their kid and there will still be times where you may need their help and advice.

Maybe they think you shouldn't have a car because you don't have an insurance policy under your name and they may fear something happening to you.

The best way to get straight answers is to talk to them. Ask them why they do not approve of you getting a car.

Answer 2

I am a parent, so I thought I would give you a parent's perspective.
Everyone makes a bunch of mistakes growing up. Most parents would love to see their kid not make the same mistakes they did. When your parents tell you this, they are trying to tell you this is not a great decision, and I agree with them. Buying a NEW car is one of the worst things you can do with your money, and just starting out as you are, your going to find there will be a lot of places you will be needing money. Buy a car that takes care of your transportation needs reliably (do the adult thing and research the cars, like in Consumer's Reports), and put the ego stuff aside. To be honest, I would love the WRX also (still a car buff). I drive a Ranger pickup instead. Before you buy anything, check out insurance-the WRX will cost you a ton at your age.
By the way, I made this same kind of mistake at your age. Please don't.

Answer 3

They are probably trying to get you to realize that this car will be a lot of responsibility. You will be held accountable for the payments until it is paid off. Most kids your age are not reliable enough to take on this level of responsibility. This is a big step. Understandably, you make good money right now, but what would happen if that job were not here tomorrow? You need to look out towards the future and make sure that you are covered before you make this choice.

Then if your answer is still the same then go from there. Your parents should support you if you have taken the time and show that you are responsible enough to look at all the factors; both good and bad.

Good luck.

Answer 4

I think your parents don't want to see you saddled with a load of debt, or have buyers' remorse. In this case, brand-new cars cost an arm and a leg to insure - especially at your age - not to mention, you lose a TON in value as soon as you drive it off the lot. You might want to look for a dealer demo or what they call a "program car". These cars are this model year - or last year's - they're less than six months old, have low miles, and are in great shape - and someone else took the depreciation on it! You pay used car rates, get used car insurance, but you still have a fairly new car. The model you're looking for will probably be a dealer demo, meaning that one of the salespeople drove it.

I did that four years ago, I got a fully-loaded car (the only thing it doesn't do is wipe my nose) that was six months old with 8000 miles on it, and paid almost $3000 LESS than book value for it. (Blue Book was $14,000 and I got it for a little over $11.000) AND my insurance is $100 a month in the NYC metro area. I think that was a good move, don't you?

The other reality is - you don't want to only be working to keep your car on the road, do you? You want to have a social life, right? Maybe live on your own or go to college? How about a nice vacation? This is something else to consider.

Answer 5

It's hard to see it when you're young, but your parents are probably wiser than you think. I know I'm a lot wiser than I was ten years ago. Try a calm discussion and check out their reasoning. Think about for a few days and then make your decision about the car. You might actually see things different after you think it through more. Side note: the less money you can spend on a car, the more money you will have to save toward better things and the more recreation money you will have. Good Luck!

Answer 6

This is a big decision so you need to think it over carefully. Make sure that you will be able to handle the monthly payments in the long run. Waiting is also an option. Maybe you could continue to save and get a car in a couple of years and make sure your financial status is set. You don't want to rush into buying a car and realizing later that you can't afford it. You're still young yet so be patient and don't rush into anything.

Answer 7

IN THEIR OWN WAY THEY ARE TRYING TO GET YOU TO REALIZE THAT YOU ARE SPENDING HIGHER THAN YOUR MEANS.

Sorry, not yelling had caps locked.

Is this "good paying job" good enough to support you for a long time and get you out on your own, along with the car payment and insurance payments?

Think more longterm instead of thinking about just what you want. We all wish we had a big Subaru WRX, but some of realize that there are more important things to consider.

Answer 8

First ,check with the insurance co. and find out what the rates are? I bet they are at least as much as the pymts. are a mo. Oh yea, make out a will(a living will) one that says if I am so screwed up from an accident ,no life support and no heroics to save my life. Cause if ya crash at what this car says it will do on top end ya do not want to have people changing your diapers and feeding you through a tube

Answer 9

Consider how practical a car like that is. Thats not a cheap car. Might want to look at something a little cheaper. Maybe not so much of a sportscar. Insurance might be a bit high for you as well. There will be plenty of time to have cars like that when you are older. I've been there myself so I know how you feel. Its worth waiting for.

Answer 10

Think about what you buy wisely, before you get locked into something you can't afford. You are an adult now they are trying to give you advice without telling you what to do. Kids think life is complicated before 18 just wait till you are out of highschool. H.S. will look like a walk in the park.