if i put money in my bank account tomorrow, would i be able to access it in my account tomorrow, if that makes sense
basically i need to pay an important bill tomorrow (over the phone using my card), but i dont have the money, so my dad has leant it to me and I am going to put it in my account (over the counter) would that money then be in my bank then so when i get home id be able to pay the bill or would i have to wait a few days?
i hope not as i have to pay this bill tomorrow if not im going to court!!! :( im on edge which is why im asking!!
Thank U x
2007-02-07 08:50:03 · 21 answers · asked by Jemmax 6 in Business & Finance ➔ Personal Finance
I would talk to your bank. Most banks will give you instant credit when you deposit cash.
2007-02-07 08:53:03 · answer #1 · answered by WJVV 4 · 0⤊ 0⤋
As long as you deposit it before your banks cut-off it will be available tomorrow. Cash is garanteed funds. If you go in the morning you should be fine. If you go in later in the afternoon ask the teller what the cut off time is. Some banks run on same day till they close. However, a lot of banks have a time that they switch over to the next day.
2007-02-07 11:33:33 · answer #2 · answered by cala 3 · 0⤊ 0⤋
As long as you paid cash over the counter, the money should be availble for you almost straight away, if it's a cheque then it can take 5 days plus to clear.
Whenever i've paid cash in to my account, by the time i've got home and checked my account online its already there.
I'd definately ask in the bank when your paying it in just to double check.
2007-02-07 09:04:11 · answer #3 · answered by Anonymous · 0⤊ 0⤋
,Yes once you put that cash in over the counter that's it your account will show you having that amount available. At the end of the day its just figure , as long as it shows up on screen then your ok, in fact it works the same with cheques even though they won't clear for 5 days if a company trys to take the money out it will be available! hope this helps see ya!
2007-02-07 08:58:17 · answer #4 · answered by jon 2 · 0⤊ 0⤋
It depends on your bank. They have a "Funds availability Policy" that will tell you exactly what you want to know. To be sure the money is available for you the bank can work with you but you have to ask them. Just tell someone at the bank what your up against and ask them to make the funds available for you to pay this bill, they can and most of the time will do this for you. Good Luck>
P.S. Don't forget to thank Dad
2007-02-07 09:01:02 · answer #5 · answered by tpbthigb 4 · 0⤊ 0⤋
Well... it would make sense for a cash deposit to post to your account immediately....but unfortunately.... if your bank has a turnover time... ( meaning...after 2 or 3'oclock..they are actually working on next business day)...., then no... that would not be the case.
You need to check with your bank and make sure that they are working on Current Day Business for your deposit to post right away. If not.. you may have an issue paying your bill
2007-02-07 09:07:37 · answer #6 · answered by Anonymous · 0⤊ 0⤋
I bank with Natwest and if i pay cash in over the counter and they swipe the card the money is available straight away.
2007-02-07 08:55:39 · answer #7 · answered by rose 3 · 0⤊ 0⤋
Go to the nearest Bank branch of the same Bank your account maintained : there you will find PAY IN SLIPS., fill it and pay the money., they will credit it to the account: not necessary you have to go: anybody can deposit
2016-03-29 09:54:53 · answer #8 · answered by Anonymous · 0⤊ 0⤋
shoukd be avaliable if you pay it into your account before 3:30pm (well that is what my bank says).
Alternatively, why not get your dad to pay your bill for you with his card over the phone.
2007-02-08 00:47:21 · answer #9 · answered by Anonymous · 0⤊ 0⤋
if you pay cash in over the counter, it is credited to your account straight away
2007-02-07 19:53:59 · answer #10 · answered by grahamrach 1 · 0⤊ 0⤋