UK only....Hey folks....are you all aware of the amount of people who are claiming back the bank charges ?

Question

DO IT NOW!....more and more people are claiming back charges from the banks...check it out....time to hit back at them rip off B******s

Answer 1

i think there is a time limit .....i was a serving police officer building his own house....when barclays withdrew my overdraft overnight....due to the local manager retiring......they took to me to court for 25 grand obtained a judgement...then 2 days later lent me the same money at 4 percent over base...i finished the house and settled that loan to find that i had repaid only 100 pounds over four years of the capital...b strds...and i had been with them since i was 18...to this day i use them but i have never paid a penny in charges b4 or after....they really shafted me

Answer 2

Sorry to say, yet i imagine that in the present day you may not declare something again in any respect the banks have 'were given jointly' and lengthy previous to the courts to resign people (quickly) from claiming the rates again. Am hoping for different people available that are owed alot from their monetary corporation that they commence paying up again quickly! i grow to be fortunate adequate to get mine again 2 weeks before i heard they were preventing it. I wrote to my monetary corporation and requested statements courting again 6 years. they did not charge me for the statements yet I heard that some were charging £5-£15 which they could do. when I received them, i added up all the rates and positioned it right into a spreadsheet and despatched it to them. there have been some letters in between yet really it took 2-3 months and they presented me ninety% of what i requested and that i took it.

Answer 3

Banks only charge extortionate fees when you go outside of agreement. Talk to them when you think this will happen I have found my bank extremely good and have only paid minimum interest charges in over 18 years and been supplied with free banking, online services and convenient access to my money via debit cards and cheque books. You have to realise they are a business and have published charges they are not to blame its your mismanagement, free advice is always available at Lloyds TSB.

Answer 4

I agree,I was being charged £30 for a direct debit,for a charity that never took the money out of my account,when they should have,so needless to say I cancelled the direct debit,I also informed bank,and they said they would waver it this time,the cheek,eh.

Answer 5

But how? NatWest are refusing to refund my charges, even after I've sent them numerous pleading letters, the thieving shysters. All they do is send me a leaflet about the bank ombudsman.

Answer 6

Yoy may wish to know that My building society current account pays good interest and I have not paid any charges in 10 years.

Answer 7

Good advice.
Once enough people do it they will have to just start charging what it actually costs them (or not charge) rather than the current charge that includes a massive profit.

Answer 8

i think you can claim back five to seven years worth of over payment and there is a web site that can not only advise you but even gives you the letters to print out and send. its on a money savey sites

Answer 9

there is a 6 year limit on the time you can claim for.
it was on the morning shows a few weeks back.

check out gmtv or this morning web site?

Answer 10

it's great that the fact it's possible to reclaim bank charges is getting more and more publicity