I have irregular periods, no insurance, but want to have a baby. What can i do?

Question

I am 22 years old and Married. When I first got married we thought it was to early for me to have a baby so we ahvce waited 2 years and finally we have decided that we want to have a baby My husband and I both work, neither offer insurance but in you jobs we both make a good living. For the past year my periods have become irregular meaning that I am only getting them every 2 months. I went to the Dr's and he gave me some hormone pills to start my period but this still has not worked. Any suggestions.

Answer 1

please people read the questioon before you answer. she said she was married and they both have jobs but no insurance, which is easy to believe nowadays.

i agree with the taking charge of your fertility book. i have it and it explains so much about your cycles it's amazing!

try acupuncture to get regular, it helped me as well, i was irregular for a while.

also try fertility blend. you can look it up at www.fertilityblend.com
they have it for men and women, it increases your chances and it worked for me. i took 1 bottle and got pregnant after over a year of trying.

find out what health insurance options you have because when you get pregnant you will be at the doctor d@mn near everyday for something. plus,God forbid if something goes wrong and you need extra care or bed rest.

having a baby changes everything so don't bring extra stress on you or your husband with extra bills, no sleep, the cost of formula and diapers and just so many unexpected things.

I'm all for you having a baby and there is no way to really get ready for one but just no it aint easy!

Answer 2

Talk to your doctor. Let him know what your intentions are. You can also look in the phone book to see if there are any infertility doctor's in your town. Even if you had insurance it would probably not cover infertility treatment.
The first thing would be to get your periods to be more regular. Count the days from the first day of your period to the day before the next and average them out, do this for the last 4-5 months. They may be regular in an irregular way.
Eventually you will probably end up needing insurance so you may want to look into any state programs for health insurance.
good luck.

Answer 3

Get insurance FIRST. If this means you have to change jobs, then do that. Or go to Blue Cross and see if you can pay for personal insurance. Remember, most insurance companies will NOT cover pre-existing conditions and this includes pregnancy. Wait until you have coverage before getting pregnant. There are a couple of reasons for this.... first of all, don't have a child without some sort of secure future. No need bringing another mouth to feed into a world where you can't even support yourself. Secondly, having a baby is expensive. Without insurance, you will either a) be paying a LOT of money for pre-natal care as well as delivery and post-delivery care. If there is ANYTHING wrong with the baby or you, then you can be certain there will be additional expenses.... or b) you will have to have your baby in a government funded hospital - which means a county hospital. If you are at all curious about the level of personal attention you will receive, drive to a county hospital one day and walk into their emergency room.

As for the irregular periods, even without insurance you can get on government assisted medi-cal or medi-care and go see a doctor... find out why.

Get your life in order.... don't go have the baby first THEN decide maybe you need to do what it takes to take care of that child. Think of the future of that child. You WILL need insurance for him or her, you WILL need to support that child... you WILL need to be responsible for another human being on this earth.

Answer 4

I'm assuming the underlying issue is medical expenses, and that you don't know the reason for your irregular cycles.

In terms of getting pregnant, rest assured that women with irregular cycles become pregnant all the time, although trying to conceive with irregular cycles you should keep in mind that it may be frustrating and it can take a while (if you have irregular cycles you're obviously not ovulating regularly; at best, this gives you fewer opportunities to conceive than, say, the textbook woman who bleeds every 28 days). I urge you to get a copy of Taking Charge of Your Fertility, by Toni Weschler (and also to visit the forums at http://www.tcoyf.com) -- this is the veritable bible on charting your own cycle so you can determine when YOU are at YOUR most fertile. Through taking your basal body temperature daily, checking the quantity and quality of your cervical fluids at least daily, and, ideally, checking the position of your cervix daily, you will determine when you are most likely ovulating. It's also possible that you'll discover that your cycles are, in fact, regular, just long (you may already know for a fact that's not the case, of course). You may also determine that you're anovulatory -- in which case a trip to the doctor will be necessary. If you chart your cycles and determine when you're likely to ovulate, you'll be able to ensure you have sex when the timing for conception is optimal. Optimal timing can't ensure pregnancy....but it really really helps (you could be as regular as regular can be, but if timing was off, well....no pregnancy, right?)

All that being said, I urge you to do two things: see a doctor, and get health insurance -- especially the latter, and especially if you're serious about having a baby.

You should see a doctor to determine why your cycles are irregular. Many things can cause such irregularity, and some of them could make pregnancy more difficult to achieve and riskier (eg by putting you at an elevated risk for miscarriage or preterm labor). It's important that you find out what's going on and make sure that you're in good health before you embark on pregnancy.

As for health insurance, you should get it for many reasons. If you think seeing a doctor now, for yourself, is difficult because of cost....just wait until you have a baby. Babies need a LOT of doctors' visits. They need well-baby check ups, doctors' visits when sick (which can be a lot. and I do mean, a LOT), shots, etc. And that's just after your baby is born. The hospital bills associated with labor and delivery can be enormous, not to mention the additional costs if a cesarean section is warranted.

The importance of prenatal care cannot be overestimated, either -- again, those are medical costs that you'll face with or without insurance, and my guess is that there is insurance out there that will cost you less, in the long run, than if you forego it and pay out of pocket. And prenatal care isn't an option, believe me -- even irregular prenatal care puts you at a significantly higher risk of things like preterm labor, which is no laughing matter (and I speak as someone who had babies prematurely; speaking ONLY to the financial and not at all to the psychological ramifications, I can tell you that the cost of 6 weeks in a neonatal intensive care unit isn't exactly small).

Anyway, at the risk of sounding preachy: if you can't afford health care then you shouldn't be having a baby. They cost a lot, and the options if you can't afford health care are either spending money you don't have to get the needed medical services (not good for anyone) or of foregoing those services -- which is neglectful at best.

If the costs of medical care aren't at issue, then I'm sorry for misunderstanding your question and going off about that!

Good luck to you.

Answer 5

Choosing to have a child without having health coverage of any kind is an extremely unwise thing to do. It's not fair to a child to be born into a situation where they may not receive proper health care because their parents can't afford it. I recommend re-evaluating your priorities, and consider parenthood again once you've obtained the health coverage that would allow you to properly care for a child. Then again, anyone who would choose to have a child in your situation is probably not mature enough for parenthood anyway.

Answer 6

you can come to your senses. You are not in a good situation to have a baby. No insurance?! How are you going to pay for the birth? What about when the baby needs a doctor? I don't want to have to support your family (welfare, etc), thanks anyway. Wait until you are stable.

Answer 7

1. find a husband (no not someone else's husband, find a man to be your husband)

2. get a job

3. get health insurance

4. save some money

5. get pregnant

6. have the baby

7. pay the hospital for the delivery like everyone else does
(not all insurance covers deliveries)

Answer 8

Why the heck would you want to have a baby if you have no insurance. Do you not have insurance because your don't work or what? Don't put yourself or a baby in harm because you don't have insurance.

Answer 9

If you cannot afford insurance, then I would doubt seriously that you can afford to raise a child...wait until you are employed or have income from SOME source, then secure health coverage...THEN think about having a child WITH a committed father.

Answer 10

well, i might suggest you have a sexual relationship with that special someone you are madly in love with - the baby will follow and so will the bills - then you get another job and a sitter and pay the bills and the sitter raises yet another kid - or just forget it for now!