Garnish on bank accounts - Texas?

Question

After a judgement has been placed can a creditor garnish any of your bank accounts in the state of Texas.

Answer 1

Technically, the answer is NO.
"Garnishment" is witholding part of a borrower's wages to repay a loan, generally when that loan is in default.

However, the creditor CAN request payment from your existing bank accounts, assuming there is sufficient funds to cover the withdrawal. And if it's set up as a partial payment that repeats, they can keep trying to withdraw from that account (or multiple accounts) until the judgement is paid in full.

Note that this may mean you are ALSO responsible for overdrafts, if your bank allows it to occur.

Answer 2

I always thought garnishments came out of your pay through your employer, I am not suire about bank accounts.