My new health insurance provider does not cover contraceptives, however they will cover the medical expense of having an unwanted baby...Whatdfxup w/that? A lot of women used BC because they have hormonal problems, or painful menstrual cycles. Do you think that insurances companies should be allowed to discriminate like this?
2007-02-06 04:27:32 · 8 answers · asked by shahlagoddess 2 in Health ➔ Women's Health
Find a new insurance provider. Most workplaces offer more than one option. If not, Blue Cross/Blue Shield has plans for individuals that are as low as $39/mo.
I gotta second the Whiskey Tango Foxtrot here. Check your policy and see if they cover VIAGRA. Most of the insurers who don't cover contraceptives WILL cover Viagra. Bloody stupidest pile of misogynistic hypocrisy ever!!!
I take bcps to control my menstrual cycle. My insurance covers it (I'm on PacifiCare HMO), hallelujah! Without it, my uterus would stage a small-scale rebellion in my belly every month. Ten years of birth control pills have vastly improved my quality of life.
2007-02-06 07:40:00 · answer #1 · answered by Gumdrop Girl 7 · 0⤊ 0⤋
yes, because you have the option of abstinence and condoms as far as sex goes and the other things can be treated with other items that are covered...the insurance feels that birth control is not a necessary expense...which honestly, is true because of the reasons I stated above, they feel like that would be promoting irresponsibility...either change insurance or go to the health department...they will give you free birth control pills if you cant afford it or ask you doctor for samples...they usually have tons of birth control samples and would be more than willing to give you some! I am not saying they are right but I'm just stating the facts.
2007-02-06 04:37:08 · answer #2 · answered by bjd72003 3 · 0⤊ 1⤋
If you insurance policy/coverage has not changed since the last time you had a refill there might be a mistake on the part of the pharmacy, call and speak with the manager. If your insurance has changed ask your doctor to change your script to one your insurance covers or get the generic equivalent.
2016-03-29 07:48:41 · answer #3 · answered by Anonymous · 0⤊ 0⤋
I had the same problem.
I am not entirely sure how it works in the US, but in Germany you have to send in your prescription to the insurance company to get the money back, so what I did was I had my doc write a "proper" medical reason onto the prescription (I think extremely painful periods is called Dysmenorrhoe), and voilá: the insurance company paid!
2007-02-06 04:43:27 · answer #4 · answered by kiara_niniel 2 · 1⤊ 0⤋
It's possible that your insurance company would cover them for reasons other than birth control. So, don't make assumptions and start asking questions that could be considered to be libelous. That's what you're going here.
As for not covering them for birth control, the pill is hardly the only means of birth control. Some of them are very reasonably priced.
2007-02-06 04:54:01 · answer #5 · answered by Anonymous · 0⤊ 1⤋
My insurance does the same thing. It would cost them more to pay for women to get on birth control, then it would for them to pay for few women who did want to have the baby.
I went to my local Planned Parenthood. Its 21 dollars a month (my boyfriend pays for half) and it was 50 dollars for the exam.
2007-02-06 04:33:58 · answer #6 · answered by kaye t 5 · 0⤊ 0⤋
My insurance company does not cover allergy medications. I live in southern California where everyone has allergies.
2007-02-06 04:31:23 · answer #7 · answered by smartypants909 7 · 0⤊ 0⤋
I truly believe it is unfair. It is unbelievable what insurance companies can get away with.
2007-02-06 04:32:51 · answer #8 · answered by JS 7 · 0⤊ 1⤋