Visa Card !!?

Question

if some one have my visa number , name, and exp. date .....can he transfer / steal money from my account to his bank account ? and if yes ...but the bank will 100% get him coz they just have to check the transactions and the owner of that account.......... so is it safe to give visa numbers on the internet ?

Answer 1

NEVER give your card details out, unless it's a SECURE website. That's usually indicated by a key symbol on your browser.

The credit card number and expiry date are often enough for a thief to order goods. The three digit number on the back guarantees that he will be able to.

Obtaining a cash advance from your card is a little more tricky but is likely to be easy for the experienced thief - especially if they have card cloning machines.

If the bank find out you gave your number away, you will NOT get re-imbursed as it's your fault! If you suspect your details have been compromised, contact the bank at once. They would much rather issue you a new card for a few pennys than risk the card being used fraudelently for hundreds or thousands of (insert currency here).

Answer 2

Yes, if someone has your number, name & exp. date, they can transfer money and make purchases, espcially online. If it is done online, there are chances it won't be traced since much is done overseas and the same laws do not apply. Besides, those involved in CC scams often have a complex web of fake, untraceable email accounts.

If a person physically stole your card, they would not be able to go into a bank and do a cash advance with your card since the bank would request an ID.

If a person was conducting an online transfer to their account, they could possibly be caught.

Call your credit card company NOW if you think your info has been compromised in any way and cancel the card. Then place a fraud alert on your credit report (call the three major credit reporting agencies, Trans Union, Experian, Equifax) so the person can't get a loan or another credit card using your identity information.

If you do not notify your bank or credit card company within specific time frames of the theft and the card is used, you could be liable for some or all of the charges.

Finally, notify the FTC of the theft. They track these types of thing. Your tax dollars are paying for the service, so use it! Please see the link below for valuable information.

Good luck.

Answer 3

As long as it is a secure site, you should be ok. Credit card companies are also pretty good about resolving transactions taht you did not initiate, your liability is generally limited to $50.