2007-02-04 21:31:16 · 8 answers · asked by yes_google 1 in Business & Finance ➔ Personal Finance
use cash instead of credit cards
fix your own coffee at home
take your own food with you to work so you'll avoid having to go to restaurants on your lunch break.
2007-02-04 21:37:19 · answer #1 · answered by fate_n83 3 · 0⤊ 0⤋
Your local library will be instrumental in helping you save money. First of all, you can get movies there for free which will cut the need for movie channels on your cable bill or the need for a subscription service or buying DVDs. The library will also offer you magazines and newspapers without the cost of buying. You can get a number of books and magazine articles on tips for saving money. In addition to cutting costs, you may wish to consider increasing income and the library will have books on setting up a home business, business planning, etc. Right off the bat, the library can help you save and/or make a few hundred bucks a year.
Look at your spending now and try to negotiate with yourself what you are spending too much on. Also make a plan for what to do with the money you are spending unneccesarily. Consider a 401K plan especially if you employer is contributing... that's free money.
The areas to look at in your spending plan include housing, food, utilities, transportation, credit card and loan charges, entertainment, gifts, and disposable income. We all have some disposable income that we waste. Why not control that amount a little better???
2007-02-05 06:56:22 · answer #2 · answered by Anonymous · 0⤊ 0⤋
Turn your thermostat down 5degrees in Winter and up 5degrees in Summer. $35 mnth
Rather than cooking on 4 burners, cook on two, if you can cook on one. $10mnth
Stay out of malls. $50 mnth
Do not impulse buy. $?
Skip that movie at the theater and read the book. $45
Take the bus. Think about it, do you really have to drive your own car. After I thought on it I found that I had no need for the expenses of a car. $125 mnth
You just saved around $300
Ditch the cell phone.
Everything that is a luxury you can do without.
2007-02-05 05:50:32 · answer #3 · answered by Anonymous · 0⤊ 0⤋
I save money when I buy stuff online. It is a great site and it has a Ton of stores on it. Everytime I buy something I save between 1 and 10 %. Also, when I refer people I get a bit of their savings. You can check it out on the link below.
2007-02-07 23:27:45 · answer #4 · answered by traxxasplay 2 · 0⤊ 0⤋
Hi,
I personally look after my family budget and all spending items need to be accounted for so that at any point in time you know where you are. Requires discipline but that's the only way.
To help you with budgeting I'd recommend a personal finance software by Australian business Parcus Group.
Easy to use program with features including budgeting, financial planning, real estate analysis, shares valuation, life insurance...
Costs US$24 so it's not a huge investment but a good value for money.
You can get it on
http://www.parcusgroup.com/index.html or
http://www.parcusgroup.com/index.html
Regards
2007-02-05 20:49:18 · answer #5 · answered by Finance_Expert 2 · 0⤊ 0⤋
If you have credit card debt and are paying interest on it, try to transfer it to a new credit card at a low promotional interest rate.
2007-02-05 05:34:58 · answer #6 · answered by itry007 4 · 0⤊ 0⤋
CALCULATE YOUR BUDGET FOR A WHOLE WEEK. THEN,COMPARE THE BUDGET AND ALLOWANCE THAT WILL GIVEN BY YOUR PARENTS.THEN,YOU CAN SAVE SOME MONEY. DON'T BUY UNNECESSARY THINGS.
2007-02-05 05:42:38 · answer #7 · answered by IL DIVO 1 · 0⤊ 0⤋
cant do that unless we know more about the way you spend your money
2007-02-05 05:35:58 · answer #8 · answered by Mrs. O'Neill 2 · 0⤊ 0⤋