Considering inflation and taxes, what is the best place to put my money and get the highest return?

Question

-Starting amount will be $20,000 will add $1,000 a month for 5 years
- I need liquidity (so no CDs)
-looking for very little risk, but i would like to hear all the options
-I would LIKE to be inflation protected but Net return is most important to me...

Answer 1

Look at the inflation protected bond fund at Vanguard.com

Answer 2

I dont know if it is the highest return but the safty factor is good. Buy tax certificates. The taxes ALWAYS get paid at some point (up to 3 years later at times) but they ALWAYS get paid by someone. Rates can go as high as 15% from what I understand, but are often 5-8% and you can get them for as little as a few hundred bucks on up. Check your local tax office and find out when they put the tax certs on sale. You can also do this in a self directed Ira and create tax free profits in it. I am not an attorney or a cpa. This is not advice just ideas.
Good Luck