2007-02-03 05:08:45 · 10 answers · asked by angelfaith888 1 in Business & Finance ➔ Renting & Real Estate
Yes, they are. They should have homeowners insurance that will cover it though. If you are working for someone else, it is their responsibility to cover you by insurance or workers comp.
2007-02-03 05:13:05 · answer #1 · answered by lumberman57 4 · 1⤊ 1⤋
If the person was a "customer" then you must be self employed. In which case you should have workers comp insurance to pay for your injuries. If you were injured due to the homeowners negligence (like an unsafe stairway or poor lighting), then workers comp may be able to subrogate them. If you are uninsured, then you would have to prove negligence on the part of the homeowner and file a lawsuit. I'd try asking the homeowner if they plan to pay or file a claim with their homeowners insurance for your injury, but again, they would have to be negligent for you to collect. Good luck.
2007-02-03 05:15:00 · answer #2 · answered by cinsingl83 3 · 0⤊ 0⤋
A actual maid provider might desire to hold not in basic terms bonded workers yet rather ones with insurnace coverage. You flow into their abode, they're paying you for a provider and that they anticipate you to do your interest wisely. Workman's comp might desire to be your decision not the people who pay your earnings.
2016-09-28 09:08:42 · answer #3 · answered by ? 4 · 0⤊ 0⤋
No. They are your customer, not your employer. This situation is what workman's comp insurance is for. You will file a workman's comp claim. If you are the owner of the company, sorry. Your premiums will go up, but that's the way things go. You pay for this insurance, so you should use it.
2007-02-03 05:13:23 · answer #4 · answered by Lisa A 7 · 0⤊ 0⤋
Most likely not. Since you were working at the time, that would be a workmen's compensation issue. If you were just visiting a friend (who rented), then renter's insurance would cover it. To make them laible for paying, you would have to prove neglance in their case. They knowingly did something on purpose in attempt to hurt you.
2007-02-03 05:13:44 · answer #5 · answered by Mariposa 7 · 1⤊ 0⤋
If you work for a cleaning company, your company has workman's comp insurance. If you are the ownwer of a company, you have to pay. If you are working on your own, and don't have any kind of paperwork establishing yourself as a business, the homeowners pay.
2007-02-03 05:19:02 · answer #6 · answered by nursesr4evr 7 · 0⤊ 1⤋
My home owners insurance covers accidents of people who do not live with me.
Meaning that if a burgler falls from the skyline down to the kitchen floor, my insurance would cover it. It's wrong, but thats they way it works.
2007-02-03 05:20:39 · answer #7 · answered by Anonymous · 0⤊ 1⤋
no, unless there is obvious negligance on there part, if you work for a cleaning service you might be able to get workers comp to cover the medical bills.
2007-02-03 05:18:22 · answer #8 · answered by Scott K 2 · 0⤊ 0⤋
it would depend, do you work for a cleaning company, or as an idividual? if as a individual,, were they negligent or were you,,, in the situation that caused the injury? these type questions and the answers would determine who covers the bills
2007-02-03 05:13:28 · answer #9 · answered by dlin333 7 · 0⤊ 0⤋
Yep. You're there for them. Their homeowner's insurance should cover it.
2007-02-03 05:11:42 · answer #10 · answered by Anonymous · 1⤊ 1⤋