I have a lien on my property?

Question

I had some work on my property 4 yrs ago i paid one off through financing and the other had a second mortgage on it I refinced to pay it off than the contractor thad did the work said i did not pay for some work because the company overlooked and didnot charge mefor the work and did not notify me about it i had to find out when i applied for a refinance that the lien was on my property can anyone help me i think the man is trying too pull a fast one when i refinace again he was paid again i could not close until he got paid

Answer 1

Mechanics liens need to be documented. Builders can not put liens on a property if they do not have a valid claim. Granted it is pretty easy for a builder to start the process.

You need to check your records and what you have paid. If you are going to say something was paid in full then you need to have records showing what was paid and why you believe it is fully paid.

After collecting your records and checking the title for the property contact the builder if anything is still showing up. It could be that the paperwork was not filed correctly to take an old lien off if there was one and it was paid in the past.

Answer 2

You need to get copies of everything and if you can support your side, take him to court. Small claims if the amount is within your state guidelines. If not, get an attorney, this is very important to clear up.
Good luck