2007-02-01 08:28:00 · 3 answers · asked by Anonymous in Business & Finance ➔ Personal Finance
It depends on the type of account you are getting. If you are opening a checking account, you want to go to a big bank so you can access their ATMs in many locations. Shop the monthly fees or find the plan within the bank that works for you.
If you're opening a savings account, shop the interest rates. Also verify the minimum deposit. Sometimes a higher rate is allowed if you put in $1,000 but you get a very low rate if you put in less than $100. You can shop nationwide on the Internet, but it might help to go with someone who has a branch in your area so you can get the money out on quick notice.
2007-02-01 08:38:00 · answer #1 · answered by Joe L 4 · 0⤊ 0⤋
I have a student account, and I didn't need my parents to be there to open it. I opened it I think when I was 16. I'm pretty sure I used my school i.d. and my birth certificate. I would call the bank before you go in though and ask just to make sure, so you don't go all the way there and have to turn around and go back home to get another source of i.d. You never said what country you are in either, so of course it will be different. If you are in Canada, you should be able to use the new health card as photo i.d., and I think the States have come out with similar changes to licenses and health cards as well...
2016-03-29 00:20:49 · answer #2 · answered by Anonymous · 0⤊ 0⤋
I like Washington Mutual because of their free checking accounts with no strings attached. Other national banks all seem to charge you something, or restrict the use of teller, or require regular deposits, or have minimum balances. WaMu is just free. Some local banks may offer better deals, but they often don't have many ATMs.
2007-02-01 08:33:17 · answer #3 · answered by djt0704 2 · 1⤊ 0⤋