HELP a "Senior" Please ! !?

Question

I'm turning 55, which is an old way of saying it... Never the less,My Birthday is Feb. 4,
I dont had a BoyFRIEND and I dont know what else I Need and don't have....
so What kinda thing should I sign up for, enroll into, set-up, do today, Organize Etc..,.

I'm a Single, Black, Female, Self-Employed, Independent Contractor, aka..HAIRSTYLIST, 27years Hair Care and Beauty Industry..
.....Last week my client told me that I Should have Had an "A.A.R.P" Card when I turned 50...

Now , WHAT ELSE Should I HAVE, or Need to KNOW ABOUT ? EveryThing and Anything...I forgot That I was right HERE , 55 Years Old...What Kinda Benefits are there for me and what do I have to apply for?
HELP a "Senior" Please ! !

Answer 1

I think this is a very good question and one that allot more people should ask and be concerned about ,,,, It's too bad I can give you only one star for it ,,,, You can join AARP anytime and it would be a good idea if you joined Asap ,,,, As for the practical matters in your life AARP can give you all the advice on what you need ,,,, As for the affairs of the heart you have to be on your guard at all times ,,,, Race is not an issue here and makes no difference in this area at all ,,,, You mentioned that you are self employed so you must be a person of some means and assets ,,,, You should be on your guard for men that are looking for a sugar momma so to speak ,,,, There are allot of dead beats out there looking for the perfect position or situation where they will be taken care of and supplied with all their needs and can just lay back to enjoy a ride they didn't buy a ticket for ,,,, This happens to allot of women your age and they work their tails off to keep a man they don't need ,,,, Look to yourself ,,,, Keep yourself first and foremost in your mind ,,,, Who knows ,,,, You just might meet that Mr. Right yet but you can't be any good for anyone else until you are good for yourself first ,,,, There are allot of groups a person your age can join to meet people but no matter where you go or what groups or organizations you become involved with always keep an eye out for the dead beats ,,,, I'm sure you already know this but your life is your own ,,,, You have gotten allot of good answers to this question so far and as for those that said they don't understand you ,,,, Well we know they will eventually ,,,, Keep an open mind and be receptive to all sensible suggestions but remember the decisions are yours ,,,, No one can live your life for you or suffer or enjoy the results of your decisions including any children you may or may not have ,,,, Good luck and enjoy ,,,, Yoda told you this ,,,,

Answer 2

wow, Happy pre Birthday. Your turning 55 years young is a blessing. A.A.R.P. would probably be a good thing to have, however you know in the U.S. you're not really considered a senior til you've reached the age of 62 and even then there really aren't any benefits. I say enjoy life, take some time off and enjoy you. Go to Disney world with some of your friends or go on a cruise. You don't always need a boyfriend, sometimes a relationship can cause unecessary stress.

Answer 3

You are still a youngster!!!! True you are no longer "middle aged" (who lives to 110?) but you are not over the hill.
Yes get an AARP card- You can get some pretty good discounts with it for any kind of insurance (car, life, etc), hotel/motel discounts, travel discounts, extra services at your bank, and restaurants.
Just because you are 55 doesn't mean you have to live a senior lifestyle. You sound young so stay young. Use senior discounts when it is convenient or profitable to you.
As far as anything else, I think that is really all until you hit your early 60s then their is medicare, SSI, etc.
By the way, if you look as young as you sound don't be surprised if they ask for ID when you ask for a senior discount!
Enjoy your birthday!

Answer 4

An AARP membership is definitely a good start. Right now, you're still too young to apply for any Government programs. As for social activities, wow, there are so many things you can get involved in! Decide what interests you, then join. Most Senior centers want you to be 60 or over. There are many living communities for people 55 and over that have fantastic social calendars. Your best bet is to look into what's available for seniors in your area. Good luck, and have fun; you're life is really just starting!

Answer 5

well, i'm not sure what you need to do, but let me tell you what my husband and i have done. i am 29 years old and he is 31 years old. we have a 3 and a 5 year old. we have life insurance.we researched until we found the right one for us. our insurance is on all four of us. it also includes hospital payments (different amounts for different things) if one of our children has to go to the ER for a broken arm we fill out a claim and receive $300. if we are admitted to the hospital we receive $500 for 7 days ...ect..ect...
we also went and arranged all of our funeral arrangements so when the time comes all we have to do is turn it into the insurance company. we also made up our wills, bought our cemetery plots, we made each other legal power of attorneys over our medical decisions if we can't make them, we even talked about wether or not we want to be saved or DNR .
we have 401k plans in progress along with a savings and 2 bank CD's for our children's college education

i know this might sound morbide, but we just don't want our children to have to worry about planning anything, or having to pay the bill. i saw how hard it was on my mom a couple of years ago when my grandma died. and also we needed to make the will so that if anything does happen to us we know that are children will be well taken care of.

Answer 6

First of all stop referring to yourself as a "Senior" Get a life. Your only as young as you feel, age is just a number. You have so much to look forward to. Start thinking positive. If you change the way you think, things start to change. Take some time out for yourself. It's time you start pampering yourself. You deserve it. Look how you have made so many people happy by styling their hair. Get a make over, and go on a cruise, I'm sure you will meet someone to fulfill your dreams. Good Luck!

Answer 7

your as old as you feel, but you need to call AARP and ask them why they didn't send you an enrollment form.. But it isen't free to join, you have to pay for the membership..
1year is 12.50 2years is 21.00 and 3 years is 29.50..

Yeap, nothing in life is free..
But you will get discounts and when you join, you will get news letters that will tell you where the discounts are.. Your really not a senior dear..

It doesn't matter if your black, purple, white or red.. But since being black is so important, I would call the NAACP and ask them what your entitiled to..

Good luck..

Answer 8

What is the most paramount of your needs, I think that should be a companion or relationship. I strongly advise you to look for a guy that you can love and trust for a friendship. Life is too wide to live it all alone. Think about this. You may contact me on my profile for further discussion(s). Good luck.

Answer 9

HAHA now you get to go to the movies for a senior rate, get your Dunkin Donuts at the senior rate, ride the bus at a senior rate. Take advantage of it all granny

Answer 10

im 54 and i think ive just lost my lady for good ---- i dont want any benefits they limit you so i have no idea what is available --- and it will vary country to country ---- do a google search and check the governement website that should be a good start