2007-01-31 06:11:18 · 6 answers · asked by *!* T-R-O-U-B-L-E *!* 1 in Business & Finance ➔ Personal Finance
Not paying them is considered harassment by you from their perspective.
2007-01-31 06:16:40 · answer #1 · answered by DannyK 6 · 1⤊ 1⤋
Speaking to you more than once a day if you have already told them about your payments etc.
Phoning you before 8 am or after 9 pm
Phoning you at work, constantly
Threatening, abusive or intimidating calls or letters
Threatening to take action they cannot take (eg sending in police, bailiffs )
Telling other people eg phoning neighbours and discussing your case with them, asking them to ask you to phone.
This list isnt exhaustive. If you have any reason to think you're being harassed, complain to the company in writing, giving dates and times and saying what the incidents were, and send a copy to the regulatory body that the company is with (This should be stated on their letters).
2007-01-31 06:19:46 · answer #2 · answered by jeanimus 7 · 1⤊ 0⤋
Here are the links you need to research from our research department:
FTC: High Rate – High Fee Loans (know your rights): http://www.ftc.gov/bcp/conline/pubs/homes/32mortgs.htm
HUD Borrower rights and responsibilities of Mortgage Servicer: http://www.hud.gov/offices/hsg/sfh/res/rightsmtgesrvcr.cfm
The Fair Debt Collection Practice Act: http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm
Buena Suerte
2007-01-31 06:23:38 · answer #3 · answered by newmexicorealestateforms 6 · 0⤊ 0⤋
I don't know the full answer, but they can not call you at your work. That is harassment.
2007-01-31 06:18:05 · answer #4 · answered by bigt_212 2 · 0⤊ 0⤋
pay your bills and you wont have to worry about it.They wont bug you then.
2007-01-31 06:19:01 · answer #5 · answered by Robert B 2 · 1⤊ 0⤋
them grabbing your butt
2007-01-31 06:17:55 · answer #6 · answered by Anonymous · 0⤊ 0⤋