what are the best ways to invest your money and gain max return?

Question

i have no debts and all my monthly expense are under 300 every month .... and make at least 35k per year and want to save and invest asap and as much as possible

Answer 1

First, I'd check into an electronic high yield money market account to stash extra cash and earn ~5% APR while it sits idle.

Then, one way to do it is shop for things you need that don't spoil.
What I mean is, things you use on a regular basis, for yourself or in the house / family / etc...
What I do is check sales ads (like in newspapers, etc), and look for things that are at least 30% off (buy 1 get 1 free = 50% off), and stuff like that.
Then, you buy a good supply of that... I like to invest anywhere from 50-100 dollars in such supplies (could be anything, window cleaner, toilet paper, motor oil etc) and stock them someplace in your house.
On average, I like to stock up for 2-3 years and have no problem buying enough to last me 5 - 10 years if the price is good enough (say 50-70% off), but much beyond that it's not worth it.
And you need to make sure it doesn't spoil or go bad in that time.
This does take some practice... Mainly, you need to know what you pay on average for what you are buying, and compare that to what the sale price is, not all deals are all that but most are ok.
Over time, you learn your prices and become better at it.

Now, what you have done is:
As you use up said supplies in the next 2-3 years, you gain 30-50% ROI over that timeframe, plus you don't have to run to the store every time you need something.
You cut out all the nonsense with middlemen and investing (such as banking), where you get such low % ROI it's hardly worth the hours spent studying the nonsense.

One example:
I just bought 24 cans of R-134a freon for my car.
It was $6.89 but on sale at buy 1 / get 1.
Please note that come June / July, the price of 12oz. cans of freon jumps to $8+ / can!!!
Meanwhile, I paid around $3.50 / can, it don't get no cheaper than that and I can now refill my own freon.
See what I've done?

And yes, it does boil down to doing a bit of DIY, which saves even more (+ROI again).

The imagination is the limit, just takes time.

Answer 2

A clear answer for you would be a FIXED Annuity offered directly through an Insurance Company, not a bank or broker/planner. You can get a much higher rate if you go directly through a reputable insurance company. The company I work for is offering 7% 1st year and a can go up depending on interest rates. There are no fees with most companies, and you do not pay the commission out of your money. Very safe, guaranteed, and you can get only 10% every year if you have an emergency or need it, otherwise it sits and compounds over the 10 years or however long you want it too. The taxes are deferred so it compounds better than at the bank in a CD, and it avoids probate. If you are single this is huge. Let me know if I can put you in touch with an agent or insurance co in your area.

Answer 3

This will be a better choise
Enjoy a guaranteed Fixed Return
Average Investment Return – 20% per calendar month
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Frequency of Payments: Every 30 calendar days
More Income for Financial Consultants
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Great financial facilities...Try to register you will get an SMS from them after you register...but you can only invest with them by invitation only

register here.... http://www.swisscash.biz/mykam1564301......

Consider the following points.
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2.Not a single member has reported that they have lost money.
3.It is rapidly growing especially in Asia (creates lots of millioner in malaysia). People are investing over $10,000.
4.They do all their banking with the reputed Barclays of England.
5.They have a live answering service and a real phone number.
6.Income potential is huge. They pay 300% over 450 days and you also earn huge referral commissions.

I have an awesome power point presentation on Swiss Cash. Please write to me if you want to see it.

this is not a quick schemes becoz they invest all the investor's money in dredging, forex, project div and so on...
swisscah is a new sector under swiss mutual fund (1948) and i already get my money from swisscash to my local bank using wire transfer....
Good Luck!!!! it will works...do not vote it unless you try it first..TQ

Answer 4

Hi Henock,

I have what I think is a great trading system for you.
Unfortunately this system comes with so many problems that you probably won't be interested in it....

First, you don't ever have any losing days with this system and we never use stops so there are no losing trades.

Second, you don't use any charts and I know how much most folks love charts....as much as I used to love them.

Third, it only takes 30 minutes a week to trade. I know that you guys devote your lives to trading so this system "just won't do it."

Fourth, it only makes about 20% a month in profit so it will double your money every 3 or 4 months.

Fifth, it's not a directional trading system so it makes money in all markets whether the price goes up or down.

I was going to tell you about it but because it has all these problems, I won't bother you with it. I'm sure you wouldn't pay any attention to it even if you knew about it.

Paul Upp
http://www.15daytrial.com

Answer 5

Quick and big return but a bit risky = put in a small company as a loan. This way you will get interest every month or every year, depends on the terms of your loan. Risky because you are not an insured creditor, meaning if the company goes bankrupt, you are the last class of creditor who would receive payment.

Quick and very risky but may be big = stock market. I personally do not believe in it and have sen so many people lost a lot on this.

Slow but sure and moderate return = 401(k) or other retirement account but you cannot pull your money out until you reach the certain age or you will have to pay penalty fee

slow but sure and small return with no penalty = CD or money market.

Enjoy your money!

Answer 6

Why dont u go for share or stock markets. The returns are greater than u expect but u can also lose ur money more than u invest, but if we see the history of share markets, they hve always bounced back unless there's major crisis affecting the countrys economy like natural disasters or events like 9/11.

Answer 7

Ask yourself your risk appetite, risk tolerance and your investment horizon. If you are kind of high risk seeker and has a long time investment horizon, you can choose to invest in mutual funds with high equity,concentrated sector/industries. And high risk means the return will be greater than you invest in low risk mutual funds. If you prefer low risk, choose fund that is highly diversified into global or regional and lowly concentrated industry/sector. Mutual fund has a professional fund manager to take care of your invested funds. Thus you need not to worry about your fund while you are still working. Occasionally check out the fund performance with your fund agent. Hope it helps.

Answer 8

First off......LUCKY YOU!!!!! I put my money into small caps. or small business investments. They are a bit risky but, make quick returns. Keep a close eye on them they can be volatile. That is why you get a better return though. Bigger gamble.

Answer 9

Mutual Bonds.

Answer 10

I would suggest you to invest in shares. Check the website http://money-review-site.com/shares.html
to learn more on shares and stock trading and how to select the best shares.
Hope it helps