Got any trade secrets about your line of work or employer?

Question

What dirty little secrets does your company or line of work have that the public could benefit from knowing?

here's mines...I worked for a big credit card company whose name i won't mention, but they were always asking about what was in somebody's wallet...Anyway, when you call and tell them about other card companies offering you better deals, they almost always can adjust whatever it is you are looking for. For example, if you call and say that Chase or Amex offered you a 7.9%, and your current apr with our mystery card company is a 9.9%, they may offer you a 6.9 to pacify you. We had a point system, and even if i could offer you a 2.9% in that situation, my bonus and paycheck depended on how many points i saved by NOT giving you as low an APR as i actually could (granted your credit was good, no late payments, etc.) Also, if you make ONE payment by ONE DAY LATE, they can automatically update that apr to 27.9 with no warning...shifty business people!!

anybody else??

Answer 1

nope, but i can tell you how to change a diaper! thanks for the info but I do not use credit cards! I prefer to pay cash and have more money left over.

Answer 2

If you don't have experience with stocks, mutual funds are the best way to invest in the stock market. There are hundreds to choose from, depending on the level of risk you're willing to take on and the length of time you're willing to invest the money. A mutual fund invests the money of many investors in a group of stocks, chosen by each fund manager for a variety of reasons. There are value funds, growth funds, high dividend funds, international funds, and many more. Each reflects a particular investment strategy, and each appeals to a different kind of investor. For a beginner, I'd recommend an index fund, which matches the performance of its particular index. An S&P index fund for example will invest in all the companies of the S&P 500. As you become more educated about the market and how it works, you may decide to speculate on individual stocks, but I can't stress enough how important it is to use care and discipline, and keep track of what you own. I have a handful of individual stocks in my portfolio and I monitor each of them several times a week. I don't recommend you get into individual stock trading until you've learned a lot more. You'll know when (and if) it's time. I commend you on your decision to begin investing. This is the absolute best way to become wealthy, and the earlier you begin the wealthier you'll eventually be.

Answer 3

I work as a gigolo