is there a law on how long a person can keep a personal check before it becomes void?

Answer 1

Yes all the laws say that a personal check is valid for only 6 months unless otherwise specified. This is something I learned in my years as a bank teller. However when it came to someone depositing a personal check I had written over a year prior, I was told that it was written with intent and that they had to honor it. That is a load of crap. It was a check I had written for a rodeo entrance fee. It's not my fault that the organization lost it and then found it. If they had contacted me I would have written another one or told them it was ok to deposite, but instead they just went with it and yanked 140 dollars out of my account a year later. Luckly I had enough to cover it, but it was a shock nontheless. So if you have a personal check out there that never cleared go ahead and put a stop payment on it so it doesn't reapear a year later. And if you have an older check of someone elses, please contact them first to make sure the check still has sufficient funds.

Answer 2

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Answer 3

Not sure of a law, but typically, banks will honor a check within 6 months of the date written on the check. After that, they would require that the check writer issues another check.

Answer 4

that's uncomplicated banking practice to reject cheques that are over six months previous to guard the payer, on the muse that fee might already have been made by using another skill or the cheque might have been lost or stolen . in spite of the undeniable fact that, that's on the discretion of individual banks. it would no longer be assumed that cheques in some distance greater effective than six months previous could immediately be rejected — the only particular thank you to cancel a cheque is to request that a end be located on it (besides the reality that cheques subsidized by using a Cheque assure Card won't have the ability to be stopped). that's counseled that, if obtainable, customers in possession of cheques that are over six months previous acquire a alternative. A cheque keeps to be legally valid for 6 years.

Answer 5

Most checks are valid for only 90 days; after that, the bank may not honor them.

Answer 6

it's not a law, but 6 months

Answer 7

A personal cheque is only valid for 6months, it is void thereafter.