I know about money market accounts and CDs, but looking for something with littler higher return and don't want to take big risk of losing my principle. what are my options? Are there investments out there that pay let's say minimum 10% return without taking a big risk?..
2007-01-30 17:33:48 · 12 answers · asked by Anonymous in Business & Finance ➔ Investing
so lotta people are saying real estate..where is good real estate market these days in the US
2007-01-30 17:46:56 · update #1
dime piece strippers.
2007-01-30 17:41:34 · answer #1 · answered by blownupboy 2 · 1⤊ 1⤋
I would make mortgages. I would lend money on no more than 65% of the value of a property in first lien postions at 15% interest only payments to rehabbers. I would learn how to do this before I attempted it, and I woudl learn how to encumber the property with UCC liens so I did not have to learn about foreclosures. Or i would ask a qualified mortgage broker to do this. YOU keep your money til the deal is right, then fund it. I am a mortgage broker and the term is hard money. 10-15% interst only payments, generally not longer than 6 or 9 months and the loan must be in a first lien postion and you can not loan on more than 60 or 65% of the value of the property. The borrower must have something into the deal also. I am in no way giving you advice how to do that, only that it is done. Please seek very very professional council to do this.
Good Luck
2007-01-31 01:42:32 · answer #2 · answered by batwanda 4 · 1⤊ 0⤋
She's Right!
A wad of cash like that would be much better working for you in Real Estate!!(Preferable the Buy-to-let Market place!!)
2007-01-31 01:41:10 · answer #3 · answered by J. Charles 6 · 1⤊ 0⤋
A house. That's usually a good investment. You can buy a house, renovate it and sell it at higher profit. Depending on what upgrades you put into it and the asking price of similar houses in the area, you can make a nice profit.
2007-01-31 01:42:34 · answer #4 · answered by ♥☺ bratiskim∞! ☺♥ 6 · 0⤊ 0⤋
If your retired
Take your age and deduct it from 100 for higher risk
90 for lower risk.
100-62=38
You should have 38% in stock or mutual funds
You should have 62% in treasury, CD's , or money market accounts.
if you are still working, for 10 years or more take your age from 120
120-48=72
72% in stocks and mutual funds.
28% in MM, Cd's and Treasury bonds.
There is so many variables too how risky do you want to be?
the less risky mutual funds tend to be value funds . the more risky tend to be growth funds.
If you own your own home you can be more risky. if you need to save to buy a home or rent you may want to be more conservative.
2007-01-31 05:49:51 · answer #5 · answered by ALunaticFriend 5 · 0⤊ 1⤋
Definately real-estate. Get a nice little rental or two - they pay for themselves.
2007-01-31 01:44:04 · answer #6 · answered by Anonymous · 0⤊ 0⤋
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2007-01-31 22:03:57 · answer #7 · answered by Anonymous · 0⤊ 0⤋
Look at mutual funds. They're not too flashy but not as risky as individual stocks.
2007-01-31 01:42:32 · answer #8 · answered by David L 4 · 1⤊ 0⤋
what about real estate
2007-01-31 01:38:37 · answer #9 · answered by meme 2 · 1⤊ 0⤋
I would stick 200.000 in cd's and retire
2007-01-31 01:42:40 · answer #10 · answered by Anonymous · 1⤊ 0⤋
Realestate..has a very high return..
2007-01-31 01:39:10 · answer #11 · answered by Anonymous · 2⤊ 0⤋