ok, I graduate high school in four months, i work and go to school full time, i start college in June and my and my fiancee are moving in together at the end of May. I make minimum wage ($6.50) and he owns his own sawmill. I want to pull my weight when it comes to bills and food and stuff like that, but I have a spending problem. Can anyone help me?
2007-01-30 16:03:32 · 6 answers · asked by Anonymous in Business & Finance ➔ Personal Finance
Minimum wage jobs are not meant to live on. They are meant for students to buy books and gas.
However, with only a HS education, that will be what you are limited to.
Instead of moving in with a boy, finish your college (get your Bachelors) and stay at home. That will benefit everyone in the long run.
2007-01-30 20:50:50 · answer #1 · answered by Anonymous · 0⤊ 0⤋
yes. the answer is easy. quit spending.
beyond that, dont live with the boyfriend so soon. it is easier to get into these things than to get back out of these things.
live with your folks or the dorms if you want privacy.
beyond that, make a list. On one side of the paper right the things you must do with your money:
rent
food
utilities
and how much they cost, like a budget.
on the other side every time you want to spend that you dont need to, write it down
movies
sweater
shoes
..then, if you write down you are going to the movies for 10 dollars, you must take 10 dollars off the other side. SO this is 10 less dollars for rent, food, utilities.....
in other words, ifyou spend money that is not allotted in the budget, it must come from somewhere and you must decide what you will go with out to have the sweater.
if you see it written down, it is much easier tos ay, noooo
but be sure to budget in some fun money for yourself or you will blow it, because you will feel so deprived.
Bottom line, dont move in with the boyfriend. You have no idea how good this advice I am giving you is.
*****UPDATE UPDATE UPDATE******LILLY YOU ROCK....THIS IS WHAT I WOULD WRITE IF MY FINGERS WERENT SO COLD, BEEN THERE DONE THAT, DONT LIVE WITH THE BOYFRIEND.....IT WILL COME SOON ENOUGH*****LISTEN TO LILLY....
2007-01-30 17:49:55 · answer #2 · answered by batwanda 4 · 0⤊ 1⤋
You help when you can...he is your fiancee, so, if he's willing to move in with you and you move in with him....let him pay the bills and such...the man is supposed to pay...and I know you want to pull your weight, but, geez, he owns a sawmill, let him pay the main bills and such, and you use your money for the two of you to save and enjoy going out or getting something special. After all, he's getting a preview of marraige for free, testing the waters so to speak...one thing is you are too young to be moving in with a guy, second the guy takes care of the women, and third, why are you moving in with him? I've lived with two guys, and also one of them I married and all failed...so, my suggestion would be find a roomate, budget your money and let him pay for things...if he's going to be your husband, if he doesn't do it now, what makes you think he's going to do it when you are married. He's getting his cake and eating it too...so let him pay..
2007-01-30 16:18:13 · answer #3 · answered by Confused 3 · 0⤊ 0⤋
First things first!!!!
YOU have a job and you are going to go to college!!!
Why are you going to move away from your parents, free rent, and they get to deduct you on taxes if you are in school!!!
A parent should support their child who goes to college, by letting them live with them at home, and either helping out with books, or school fees.
boy friends come and go....ya, ya, you are in love!!!
If it's true love it will last and time will tell!!!
School ls NOW!!! Get the hard courses out of the way first.
I did this, started college at age 17, and my folks paid for books, and I had a job to pay for transportation, and they let me live at home ***and I got to spend the nights with my b/f!!!
Think this thru, it's not all or nothing!!!
you can get student loans,
Work on Campus!!! That way you work around school classes
Get a roomate!!!
Use birth control!
I got married when I was 20 dropped outta college when i was 19!
I was in love, and still married to same man for all these years, still madly in love.
I went back to college at age 28. I had to pay my own books, school fees, and my parents would have done this all for me, if I had played by their rules for just 2-4 yrs!!!
hind sight is 20/20
I'm not saying leave your b/f by anymeans!!!!
I'm just saying, talk to your family, uncles, aunts, grams, gramps, they have dreams for you too!!!
they can help with college funding, but you will have to play by their rules, or free will.................
you can struggle and who knows if you can make it on min. wage.
lot's of options, think long and hard, and you can move in with your b/f anytime in the future!!!
School first!!!! It's important! honest
i don't have kids, so I still remember how hard it was for me to make ends meet on min. wage, and 1.71 left over after all the bills were paid to live on, 1.71 $ a day for gas for my car and food.
min wage was 2.00 an hour back then.
Find a job that supports your going to college, and can work around your school hours, and perhaps you can find a job that will help pay for your school.
Boyfriends are wonderful, they do come and go, some we marry.
Family is forever and no one can take away an Education!!!
2007-01-30 16:21:51 · answer #4 · answered by Lilly 5 · 0⤊ 0⤋
Well, you would have to be 18, but if you are, you might consider an at home career for my sister's company. She makes money and gets to help others while she is doing it. They offer 401k, benefits as well as training and support. She makes a very good living. http://www.freedomathometeam.com/40467229
2007-01-30 17:56:41 · answer #5 · answered by jarimiah w 1 · 0⤊ 0⤋
The most important thing you can do is a budget. You simply list everything you will spend money on before you receive it. Then you stick to it.
Check out www.daveramsey.com for more info on budgeting.
2007-01-30 16:07:47 · answer #6 · answered by Jen G 5 · 2⤊ 1⤋