What is the best bank for people who have bad credit?

Question

I scewed up on my bank a few months ago overdrafted like 100 dollars and never paid it then they closed my account i paid the amount but i need to get a bank i am currently just putting my work checks into my boyfriends savings account. And to top things out i screwed my credit up royally a couple of years ago. I need to fix that but i need a bank account I live in california what bank could I use please help cuase it would be easier to pay my bills that way cause then at least they would be on time.

Answer 1

1. Piggy

2. See if your BF or family member will open a joint account with you. You put all the money in the account and you keep the checks.

In other words, it's YOUR (singular) account but the bank thinks it your (plural) account. Get the other person to give you a signed note that the account is only for you. (He has to trust that you won't screw up his credit. You have to trust that he won't take your money)

3. Have your BF write the checks to pay your bills from his account after you deposit the money. Keep it in 1. above until it time to pay the bills. (You have to trust that he won't take your money).

Answer 2

Bad credit is one of the worst problems to have... however there exists a solution.

I will hereby talk from my personal experience.

I did debt consolidation a couple of years ago, however If I had to do it again I would pay to some minor details,
if someone wants to get out of debt today it is pretty easy with a debt consolidation plan, however it may get a bit tricky at times, I suggest you get as much information as possible online on this first,

a good place to start in my humble opinion is astraight to the point ebook with question and answer I found :

http://umgarticles.atspace.com/debt-consolidation.htm

if it helps kindly remember me in your voting!.. cheers!